Santa Cruz County property record for 7240 Lotus Way, Aptos, CA 95003
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,499 sqft · built 1985 |
| Lot Size | 0.042 acres (1,830 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $482,000 (May 2010) |
| Tax Bill | $8,389 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-401-14 |
| Primary APN | 039-401-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,499 sqft Living Area |
| Gross Area | 1,899 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 1,830 sqft (0.042 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 356 sqft |
| Patio Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7240 LOTUS WAY |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3637 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-4 |
| Legal Subdivision | CABRILLO MDWS PH I TR #1309 |
| Legal Lot Number | 19 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 122004 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 7240 LOTUS WAY, APTOS, CA 95003-3637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 28, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2010 · Amount on Record |
| Deed Sale | May 21, 2010 · Amount on Record |
| Deed Document Number | 201019520 |
| Last Transfer Date | Feb 8, 2019 |
| Transfer Doc | 0000005135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 7240 LOTUS WAY, APTOS, CA 95003-3637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 7240 LOTUS WAY, APTOS, CA 95003-3637 |
| Document Number | 0000001223 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021-0001223 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 28, 2019 |
| Property Address | 7240 LOTUS WAY, APTOS, CA 95003-3637 |
| Document Number | 0000005135 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 5135 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7240 LOTUS WAY APTOS CA 950033637, APTOS, CA 95003-3637 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $634,622 (+2%) Land $349,042 Building $285,580 | ||
| 2025 | $8,389.00 (+8.19%) Homeowner's exemption | $622,178 (+4.04%) Land $342,198 Building $279,980 | |
| 2024 | $7,754.00 (+2.27%) | ||
| 2023 | $7,582.00 (+2.35%) Homeowner's exemption | $598,018 Land $328,910 Building $269,108 | $801,450 |
| 2022 | $7,408.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Cruzio, Etheric Networks, GeoLinks, Surfnet Communications.
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