7242 Lotus Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 7242 Lotus Way, Aptos, CA 95003

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,284 sqft · built 1985
Lot Size0.029 acres (1,263 sqft)
OwnerIndividual Name on File
Last Sale$842,000 (Aug 2021)
Tax Bill$10,188 (2025)
Deeds & MortgagesJul 2022 Transfer
Apr 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN039-401-13

Property Details

APN / Parcel Number

Primary APN039-401-13
Alternative APN
  • 039-401-13-000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area1,284 sqft Living Area
Gross Area1,524 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area1,263 sqft (0.029 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7242 LOTUS WAY
CityAPTOS
StateCA
Zip95003-3637
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-4
Legal SubdivisionCABRILLO MDWS PH 01 TR 1109
Legal Block5
Legal Lot Number18
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract122004

Owner

7242 Lotus Way, a condominium, is owned and occupied by an individual who acquired it in June 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address7242 LOTUS WAY, APTOS, CA 95003-3637
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Intrafamily Transfer, Transfer
Apr 4, 2022Deed of Trust, Mortgage
BANK OF THE WEST
Aug 18, 2021Deed of Trust, Mortgage · Commercial Mortgage
ROBERT T DEACON IRA 821305
Aug 27, 2021Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 27, 2021Intrafamily Transfer, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2021 · Amount on File
Deed SaleAug 27, 2021 · Amount on File
Prior SaleAug 2, 2004 · Amount on File
Deed Document Number202144458
Last Transfer DateJun 24, 2022
Transfer Doc0000020114
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJul 8, 2022
Property Address7242 LOTUS WAY, APTOS, CA 95003-3637
Document Number0000020114
Map ReferenceMB 74 PG 56
Instrument DateJun 24, 2022
Instrument2022-0020114
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7242 LOTUS WAY, APTOS, CA 95003-3637

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address7242 LOTUS WAY, APTOS, CA 95003-3637
Transaction TypeMortgage
Record UpdatedApr 20, 2022
Title CompanyAMERICA TITLE, AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7242 LOTUS WAY, APTOS, CA 95003-3637

Mortgage

Document Number0000010842
DateApr 4, 2022
Instrument2022-0010842
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
AmountAmount on Record
Term360 Months
DueApr 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address7242 LOTUS WAY, APTOS, CA 95003-3637
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7242 LOTUS WAY, APTOS, CA 95003-3637

Mortgage

Document Number0000043075
DateAug 18, 2021
Instrument2021-0043075
Lender
NameROBERT T DEACON IRA 821305
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term7 Months
DueMar 1, 2022

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 27, 2021
Property Address7242 LOTUS WAY, APTOS, CA 95003-3637
Document Number0000044458
Map ReferenceMB 74 PG 56
Instrument DateAug 25, 2021
Instrument2021-0044458
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$926.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7242 LOTUS WAY, APTOS, CA 95003-3637

Mortgage

Document Number0000044459
DateAug 27, 2021
Instrument2021-0044459
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateSep 1, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.25%
IndexOther
Max Rate7.25%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 27, 2021
Property Address7242 LOTUS WAY, APTOS, CA 95003-3637
Document Number0000044457
Map ReferenceMB 74 PG 56
Instrument DateAug 25, 2021
Instrument2021-0044457
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7242 LOTUS WAY, APTOS, CA 95003-3637

Tax Assessment & Valuation

The 2025 property tax bill for 7242 Lotus Way was $10,188 with a homeowner's exemption, up 8% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$796,929 (+2%) Land $494,096 Building $302,833
2025$10,188.00 (+7.99%) Homeowner's exemption$781,303 Land $484,408 Building $296,895
2024$9,434.00 (+2.13%)
2023$9,237.00 (-9.28%) Homeowner's exemption$750,964 Land $465,597 Building $285,367$784,530
2022$10,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7242 Lotus Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7242 Lotus Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, GeoLinks, Surfnet Communications.

Nearby Properties on Lotus Way

Nearby Streets

Search Property Records by Address or Parcel Number