Santa Cruz County property record for 7244 Lotus Way, Aptos, CA 95003
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,284 sqft · built 1985 |
| Lot Size | 0.028 acres (1,220 sqft) |
| Owner | Individual Name on File |
| Last Sale | $780,000 (Apr 2021) |
| Tax Bill | $10,979 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-401-12 |
| Primary APN | 039-401-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 1,524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 1,220 sqft (0.028 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7244 LOTUS WAY |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3637 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-4 |
| Legal Subdivision | CABRILLO MDWS PH I TR #1109 |
| Legal Lot Number | 17 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 122004 |
7244 Lotus Way, a condominium, is owned and occupied by an individual who bought it in April 2021.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7244 LOTUS WAY, APTOS, CA 95003-3637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 26, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on File |
| Deed Sale | Apr 9, 2021 · Amount on File |
| Prior Sale | Oct 11, 2013 · Amount on File |
| Deed Document Number | 202120583 |
| Prior Transfer Date | Mar 21, 2018 |
| Prior Transfer Doc | 0000008795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 9, 2021 |
| Property Address | 7244 LOTUS WAY, APTOS, CA 95003-3637 |
| Document Number | 0000020583 |
| Map Reference | MB 74 PG 56 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021-0020583 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7244 LOTUS WAY, APTOS, CA 95003-3637 |
| Document Number | 0000020584 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021-0020584 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 7244 LOTUS WAY, APTOS, CA 95003-3637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000021165 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2019-0021165 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 26, 2018 |
| Property Address | 7244 LOTUS WAY, APTOS, CA 95003-3637 |
| Document Number | 0000008795 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 8795 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4433 MERLIN WAY SOQUEL CA 950732340, SOQUEL, CA 95073-2340 |
The 2025 property tax bill for 7244 Lotus Way was $10,979.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $861,183 (+2%) Land $516,710 Building $344,473 | ||
| 2025 | $10,979.00 | $844,297 Land $506,578 Building $337,719 | |
| 2023 | $9,968.00 (+2.18%) | $811,512 Land $486,907 Building $324,605 | $768,690 |
| 2022 | $9,755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7244 Lotus Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7244 Lotus Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Cruzio, Etheric Networks, GeoLinks, Surfnet Communications.
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