7241 Winding Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7241 Winding Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,710 sqft · built 1954
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,809 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2025 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`239-0182-011-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0182-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,710 sqft Living Area
Gross Area	3,491 sqft
1st Floor Area	2,208 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	11,200 sqft (0.257 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Pool Area	12,880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7241 WINDING WAY
City	FAIR OAKS
State	CA
Zip	95628-4558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CASA BELLA PARK 01, LOT 25
Legal Subdivision	CASA BELLA PARK 01
Legal Lot Number	25
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4007
Census Tract	7904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit AIM CU
Sep 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUTTON FINANCE INC
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SOLUTIONS INC
Jul 19, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CHANGE LENDING LLC
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SOLUTIONS INC
Jan 8, 2018	Grant Deed, Transfer · FHA Mortgage PROVIDENT BK
Apr 24, 2017	Grant Deed, Transfer SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021
Deed Sale	Jul 19, 2021
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Book / Page	20210719 / 1786
Prior Transfer Date	Jul 13, 2021
Prior Transfer Doc	7190000001786
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558

Mortgage

Document Number	0000000485
Date	Aug 7, 2023
Instrument	202308070485

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558

Mortgage

Document Number	0000000789
Date	Sep 16, 2025
Instrument	202509160789

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	WHITE PLAINS, NY 10606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558

Mortgage

Document Number	0000001490
Date	Jun 25, 2021
Instrument	202106251490

Lender

Name	RESIDENTIAL MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2050

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 19, 2021
Property Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558
Document Number	0000001786
Map Reference	MB 31 PG 20
Instrument Date	Jul 13, 2021
Instrument	202107191786
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558

Mortgage

Document Number	0000001787
Date	Jul 19, 2021
Instrument	202107191787

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558

Mortgage

Document Number	6250000001490
Date	Jun 25, 2021
Book Page	20210625/1490

Lender

Name	RESIDENTIAL MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2018
Property Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558
Document Number	1801081108
Instrument Date	Jan 2, 2018
Instrument	1801081108
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7241 WINDING WAY FAIR OAKS CA 956284558, FAIR OAKS, CA 95628-4558

Mortgage

Document Number	1801081109
Date	Jan 8, 2018
Instrument	1801081109

Lender

Name	PROVIDENT BK
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 24, 2017
Property Address	7241 WINDING WAY, FAIR OAKS, CA 95628-4558
Document Number	0000000657
Book / Page	170424 / 000657
Instrument Date	Mar 20, 2017
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$266.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2256 VAN ULFORD LN CARMICHAEL CA 95608, CARMICHAEL, CA 95608

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$491,739 (+23.83%) Land $67,891 Building $423,848
2025	$4,809.00 (+2.17%)	$397,098 (+4.04%) Land $66,560 Building $330,538
2024	$4,707.00 (+1.6%)
2023	$4,633.00 (+3.97%)	$381,679 Land $63,976 Building $317,703
2022	$4,456.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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