7301 Winding Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7301 Winding Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,233 sqft · built 1954
Lot Size	0.234 acres (10,190 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,000 (Nov 2023)
Tax Bill	$5,667 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`239-0184-009-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0184-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,233 sqft Living Area
Gross Area	1,541 sqft
1st Floor Area	1,233 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,190 sqft (0.234 acres)
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7301 WINDING WAY
City	FAIR OAKS
State	CA
Zip	95628-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CASA BELLA PARK 01, LOT 24
Legal Subdivision	CASA BELLA PARK 01
Legal Lot Number	24
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4005
Census Tract	7904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7301 WINDING WAY, FAIR OAKS, CA 95628-5503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MASTERS TEAM MORTGAGE
Nov 15, 2023	Grant Deed, Transfer · FHA Mortgage MASON MCDUFFIE MORTGAGE CORP
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK
Oct 5, 2017	Grant Deed, Transfer · Conventional Mortgage MASTERS TEAM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Book / Page	20231115 / 351
Prior Transfer Date	Oct 9, 2020
Prior Transfer Doc	10140000000730
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7301 WINDING WAY, FAIR OAKS, CA 95628-5503
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7301 WINDING WAY, FAIR OAKS, CA 95628-5503

Mortgage

Document Number	0000000823
Date	Sep 15, 2023
Instrument	202309150823

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2024

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 15, 2023
Property Address	7301 WINDING WAY, FAIR OAKS, CA 95628-5503
Document Number	0000000351
Map Reference	MB 31 MAP 20
Instrument Date	Nov 8, 2023
Instrument	202311150351
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	NOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7301 WINDING WAY, FAIR OAKS, CA 95628-5503

Mortgage

Document Number	0000000352
Date	Nov 15, 2023
Instrument	202311150352

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7301 WINDING WAY, FAIR OAKS, CA 95628-5503
Document Number	2010011428
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7301 WINDING WAY FAIR OAKS CA 956285503, FAIR OAKS, CA 95628-5503

Mortgage

Document Number	2010011428
Date	Oct 1, 2020
Instrument	2010011428

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7301 WINDING WAY, FAIR OAKS, CA 95628-5503
Document Number	1902010385
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7301 WINDING WAY FAIR OAKS CA 956285503, FAIR OAKS, CA 95628-5503

Mortgage

Document Number	1902010385
Date	Feb 1, 2019
Instrument	1902010385

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2017
Property Address	7301 WINDING WAY, FAIR OAKS, CA 95628-5503
Document Number	1710050218
Instrument Date	Sep 28, 2017
Instrument	1710050218
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7301 WINDING WAY FAIR OAKS CA 956285503, FAIR OAKS, CA 95628-5503

Mortgage

Document Number	1710050219
Date	Oct 5, 2017
Instrument	1710050219

Lender

Name	MASTERS TEAM MORTGAGE
Type	Funding / Finance Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,543 (+2%) Land $138,373 Building $339,170
2025	$5,667.00 (+2.16%)	$468,180 (+53.99%) Land $135,660 Building $332,520
2024	$5,547.00 (+53.74%)
2023	$3,608.00 (+2.09%) Homeowner's exemption	$304,030 Land $67,531 Building $236,499
2022	$3,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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