7215 Winding Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7215 Winding Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1954
Lot Size	0.299 acres (13,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jan 2020)
Tax Bill	$3,495 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`239-0181-014-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0181-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,030 sqft (0.299 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	7215 WINDING WAY
City	FAIR OAKS
State	CA
Zip	95628-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CASA BELLA PARK 02, LOT 89
Legal Subdivision	CASA BELLA PARK 02
Legal Lot Number	89
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4011
Census Tract	7904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7215 WINDING WAY, FAIR OAKS, CA 95628-4545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage JEFF CHAPMAN ETAL
Aug 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jan 9, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Deed Book / Page	20200109 / 1190
Last Transfer Date	Aug 19, 2021
Transfer Doc	0000000993
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7215 WINDING WAY, FAIR OAKS, CA 95628-4545
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7215 WINDING WAY, FAIR OAKS, CA 95628-4545

Mortgage

Document Number	0000000013
Date	Mar 9, 2026
Instrument	202603090013

Lender

Name	JEFF CHAPMAN ETAL
Type	Private Party
Address	67 36TH WAY, SACRAMENTO, CA 95819

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 7, 2031

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 25, 2021
Property Address	7215 WINDING WAY, FAIR OAKS, CA 95628-4545
Document Number	0000000993
Map Reference	MB 37 MAP 3
Instrument Date	Aug 19, 2021
Instrument	2021082500993
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7215 WINDING WAY, FAIR OAKS, CA 95628-4545

Mortgage

Document Number	0000000994
Date	Aug 25, 2021
Instrument	2021082500994

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7215 WINDING WAY, FAIR OAKS, CA 95628-4545
Document Number	2010160782
Instrument Date	Oct 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7215 WINDING WAY FAIR OAKS CA 956284545, FAIR OAKS, CA 95628-4545

Mortgage

Document Number	2010160782
Date	Oct 16, 2020
Instrument	2010160782

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 9, 2020
Property Address	7215 WINDING WAY, FAIR OAKS, CA 95628-4545
Document Number	2001091190
Instrument Date	Jan 7, 2020
Instrument	2001091190
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7215 WINDING WAY FAIR OAKS CA 956284545, FAIR OAKS, CA 95628-4545

Mortgage

Document Number	2001091191
Date	Jan 9, 2020
Instrument	2001091191

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,185 (+2%) Land $139,437 Building $161,748
2025	$3,495.00 (+2.19%) Homeowner's exemption	$295,280 (+4.04%) Land $136,703 Building $158,577
2024	$3,420.00 (+1.66%)
2023	$3,364.00 (+2.09%) Homeowner's exemption	$283,816 Land $131,396 Building $152,420
2022	$3,295.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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