Allegan County property record for 724 Ruby St, Otsego, MI 49078 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,544 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $154,500 (2003) |
| Tax Bill | $4,315.00 (2025) |
| Primary APN | 54-260-013-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,544 sqft Living Area |
| 1st Floor | 1,544 sqft 1st Floor |
| Basement Area | 1,544 sqft Basement |
| Unfinished Basement | 1,544 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Lot Area | 16,117 sqft (0.37 acres) |
| Depth X Width | 140 ft x 115 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 572 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 724 RUBY ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1542 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 13 ELEY ACRES |
| Legal Subdivision | ELEY ACRES |
| Legal Lot Number | 13 |
| Jurisdiction | ALLEGAN MI |
| Minor Civil Division | OTSEGO |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 31900 |
Source: Allegan County records · APN 54-260-013-00
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 724 RUBY ST, OTSEGO, MI 49078-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 24, 2022 | Intrafamily Transfer, Transfer |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2003 · Amount on Record |
| Deed Sale | Nov 19, 2003 · Amount on Record |
| Prior Sale | Jun 28, 2001 · Amount on Record |
| Deed Book / Page | 2593 / 877 |
| Last Transfer Date | Aug 20, 2022 |
| Transfer Doc | 004791/901 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Aug 24, 2022 |
| Property Address | 724 RUBY ST, OTSEGO, MI 49078-1542 |
| Document Number | 004791/901 |
| Book / Page | 4791 / 901 |
| Map Reference | LB 12 PG 21 |
| Instrument Date | Aug 20, 2022 |
| Instrument | 2022016608 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 724 RUBY ST, OTSEGO, MI 49078-1542 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 724 RUBY ST, OTSEGO, MI 49078-1542 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2021 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 724 RUBY ST, OTSEGO, MI 49078-1542 |
| Document Number | 4688/876 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 4688/876 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 724 RUBY ST, OTSEGO, MI 49078-1542 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2020 |
| Name | Verified Name |
|---|
| Document Number | 4433/698 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 4433/698 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,500 (+3.72%) Land $17,500 Building $122,000 | $279,000 (+3.72%) Land $35,000 Building $244,000 | |
| 2025 | $4,315.00 (+2.45%) Homeowner's exemption | $134,500 (+18.82%) Land $17,500 Building $117,000 | $269,000 (+18.82%) Land $35,000 Building $234,000 |
| 2024 | $4,212.00 (+16.84%) | ||
| 2023 | $113,200 Land $10,000 Building $103,200 | $226,400 Land $20,000 Building $206,400 | |
| 2022 | $3,605.00 |
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