903 Ruby St, Otsego, MI 49078 Property Records

Allegan County property record for 903 Ruby St, Otsego, MI 49078 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4.5 Baths
Year Built	Built 2012
Square Footage	4,186 sqft Living Area
Lot Size	17,947 sqft (0.412 acres)
Garage	790 sqft
Occupancy	Owner Occupied
Last Sale	$32,317 (2006)
Tax Bill	$14,596.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`54-278-154-00`

Interior

Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Building Area	4,186 sqft Living Area
1st Floor	2,396 sqft 1st Floor
Basement Area	2,396 sqft Basement
Unfinished Basement	2,396 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch Style
Lot Area	17,947 sqft (0.412 acres)
Depth X Width	171 ft x 104 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	790 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	903 RUBY ST
City	OTSEGO
State	MI
Zip	49078-1610
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 154 ELEY ACRES VI SEC 26 T1N R12W (03).
Legal Range	12W
Legal Township	01N
Legal Section	26
Legal Subdivision	ELEY ACRES VI
Legal Lot Number	154
Jurisdiction	ALLEGAN MI
Minor Civil Division	OTSEGO
Census Blockgroup	3
Census Block	3035
Census Tract	31900

Owner

Source: Allegan County records · APN 54-278-154-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	903 RUBY ST, OTSEGO, MI 49078-1610
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Oct 06, 2006 Deed Sale Price on Oct 06, 2006
Deed Book / Page	3042 / 899
Record Refreshed	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	903 RUBY ST, OTSEGO, MI 49078-1610
Transaction Type	Mortgage
Record Updated	Oct 02, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4381/205
Date	Sep 13, 2019
Book Page	4381/205

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2029

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,400 (+22.59%) Land $17,500 Building $590,900	$1,216,800 (+22.59%) Land $35,000 Building $1,181,800
2025	$14,596.00 (+19.67%)
2023		$496,300 Land $10,000 Building $486,300	$992,600 Land $20,000 Building $972,600
2022	$12,197.00