Allegan County property record for 620 Ruby St, Otsego, MI 49078 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,604 sqft Living Area |
| Lot Size | 17,947 sqft (0.412 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2021) |
| Tax Bill | $3,774.00 (2025) |
| Primary APN | 17-461-051-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,604 sqft Living Area |
| 1st Floor | 1,604 sqft 1st Floor |
| Basement Area | 1,188 sqft Basement |
| Unfinished Basement | 1,188 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 17,947 sqft (0.412 acres) |
| Depth X Width | 169 ft x 106 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 620 RUBY ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1534 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 51 RIDGE BROOK SUBDIVISION NO. 1 SEC 26 T1N R12W. |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 26 |
| Legal Subdivision | RIDGE BROOK |
| Legal Lot Number | 51 |
| Jurisdiction | ALLEGAN MI |
| Minor Civil Division | OTSEGO |
| Census Blockgroup | 3 |
| Census Block | 3030 |
| Census Tract | 31900 |
Source: Allegan County records · APN 17-461-051-00
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 RUBY ST, OTSEGO, MI 49078-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Apr 29, 2021 | Warranty Deed, Transfer TITLE RESOURCE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 4612 / 895 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 620 RUBY ST, OTSEGO, MI 49078-1534 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 620 RUBY ST, OTSEGO, MI 49078-1534 |
| Document Number | 004737/621 |
|---|---|
| Date | Mar 09, 2022 |
| Book Page | 4737/621 |
| Instrument | 2022004706 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 620 RUBY ST, OTSEGO, MI 49078-1534 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Title Company | RESOURCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 4623/407 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 4623/407 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 29, 2021 |
| Property Address | 620 RUBY ST, OTSEGO, MI 49078-1534 |
| Document Number | 4612/895 |
| Book / Page | 4612 / 895 |
| Map Reference | LB 9 PG 50 |
| Instrument Date | Apr 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,892.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 LYNWOOD DR, 24311, NOVI, MI 48374-2839 |
| Name | Verified Name |
|---|---|
| Address | 423 MILL ST APT 5, 5, WAYLAND, MI 49348-1544 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,800 (+35.74%) Land $8,700 Building $134,100 | $285,600 (+35.74%) Land $17,400 Building $268,200 | |
| 2025 | $3,774.00 (+21.9%) | ||
| 2023 | $105,200 Land $7,400 Building $97,800 | $210,400 Land $14,800 Building $195,600 | |
| 2022 | $3,096.00 |
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