728 Ruby St, Otsego, MI 49078 Property Records

Allegan County property record for 728 Ruby St, Otsego, MI 49078 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1979
Square Footage	1,645 sqft Living Area
Lot Size	16,248 sqft (0.373 acres)
Garage	528 sqft
Occupancy	Owner Occupied
Tax Bill	$3,838.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`54-260-014-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,645 sqft Living Area
1st Floor	1,632 sqft 1st Floor
Basement Area	1,632 sqft Basement
Unfinished Basement	1,632 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Lot Area	16,248 sqft (0.373 acres)
Depth X Width	140 ft x 116 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	528 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	728 RUBY ST
City	OTSEGO
State	MI
Zip	49078-1567
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 14 ELEY ACRES
Legal Subdivision	ELEY ACRES
Legal Lot Number	14
Jurisdiction	ALLEGAN MI
Minor Civil Division	OTSEGO
Census Blockgroup	3
Census Block	3011
Census Tract	31900

Owner

Source: Allegan County records · APN 54-260-014-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	728 RUBY ST, OTSEGO, MI 49078-1567
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 02, 2023
Transfer Doc	004912/875
Record Refreshed	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jan 04, 2024
Property Address	728 RUBY ST, OTSEGO, MI 49078-1567
Document Number	004912/875
Book / Page	4912 / 875
Instrument Date	Jan 02, 2024
Instrument	2024000103
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	728 RUBY ST, OTSEGO, MI 49078-1567

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,900 (+3.45%) Land $17,500 Building $129,400	$293,800 (+3.45%) Land $35,000 Building $258,800
2025	$3,838.00 (+2.48%) Homeowner's exemption	$142,000 (+18.23%) Land $17,500 Building $124,500	$284,000 (+18.23%) Land $35,000 Building $249,000
2024	$3,745.00 (+16.78%)
2023		$120,100 Land $10,000 Building $110,100	$240,200 Land $20,000 Building $220,200
2022	$3,207.00