723 Cedar St, Whitefish, MT 59937 Property Records

Flathead County property record for 723 Cedar St, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 2007
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,376 (2026)
Deeds & Mortgages	May 2023 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0770304`

Property Details

APN / Parcel Number

Primary APN	`R0770304`
Alternative APNs	`07-4292-25-4-19-17-0000` `0000501452`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	816 sqft
Attic	Attic
Attic Area	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	360 sqft
Lean-To	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000501452
Street Address	723 CEDAR ST
City	WHITEFISH
State	MT
Zip	59937-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODSIDE MEADOWS CORR, S25, T31 N, R22 W, LOT 17, ASSR# 0000501452
Legal Range	22W
Legal Township	31N
Legal Section	25
Legal Subdivision	WOODSIDE MEADOWS CORR
Legal Lot Number	17
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3003
Census Tract	301

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	723 CEDAR ST, WHITEFISH, MT 59937-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 6, 2019	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Feb 17, 2017	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Aug 6, 2019	Deed of Trust, Mortgage · ARM WHITEFISH CU
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024
Deed Sale	Dec 9, 2024
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	202424375
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	723 CEDAR ST, WHITEFISH, MT 59937-3447
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 CEDAR ST, WHITEFISH, MT 59937-3447

Mortgage

Document Number	202300007703
Date	May 23, 2023
Instrument	202300007703

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	723 CEDAR ST, WHITEFISH, MT 59937-3447
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010865
Date	Mar 30, 2021
Instrument	202100010865

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	723 CEDAR ST, WHITEFISH, MT 59937-3447
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900016979
Date	Aug 6, 2019
Instrument	201900016979

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	723 CEDAR ST, WHITEFISH, MT 59937-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700003503
Date	Feb 17, 2017
Instrument	201700003503

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Max Rate	8.99%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	723 CEDAR ST, WHITEFISH, MT 59937-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900016959
Date	Aug 6, 2019
Instrument	201900016959

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 15, 2026
Change Frequency	Annually
Min Rate At Change	3.65%
Max Rate At Change	5.65%
Index	Other
Max Rate	8.65%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 1, 2018
Property Address	723 CEDAR ST, WHITEFISH, MT 59937-3447
Document Number	201800024184
Instrument Date	Sep 27, 2018
Instrument	201800024184
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	NOT AVAILABLE, INSAURD TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 CEDAR ST, WHITEFISH, MT 59937-3447

Mortgage

Document Number	201800024185
Date	Oct 1, 2018
Instrument	201800024185

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,376.00 (+99.85%)	$767,100 (-)
2025	$2,690.00 (-37.38%)	$767,100 (+22.95%)	$767,100 (+22.95%) Land $299,914 Building $467,186
2023	$4,296.00	$623,900	$623,900 Land $398,121 Building $225,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Vero Fiber.

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