727 Cedar St, Whitefish, MT 59937 Property Records

Flathead County property record for 727 Cedar St, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 845 sqft · built 2007
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$306,300 (Oct 2020)
Tax Bill	$1,771 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0770305`

Property Details

APN / Parcel Number

Primary APN	`R0770305`
Alternative APNs	`07-4292-25-4-19-19-0000` `0000501453`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	845 sqft Living Area
1st Floor Area	845 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
Garage Area	327 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000501453
Street Address	727 CEDAR ST
City	WHITEFISH
State	MT
Zip	59937-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODSIDE MEADOWS CORR, S25, T31 N, R22 W, LOT 018, WOODSIDE MEADOWS CORR LOT 18
Legal Range	22W
Legal Township	31N
Legal Section	25
Legal Subdivision	WOODSIDE MEADOWS CORR
Legal Lot Number	18
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3003
Census Tract	301

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	727 CEDAR ST, WHITEFISH, MT 59937-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC
Apr 17, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Apr 17, 2019 · Amount on Record
Deed Document Number	202033871
Prior Transfer Date	Oct 5, 2020
Prior Transfer Doc	0000033871
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Oct 9, 2020
Property Address	727 CEDAR ST, WHITEFISH, MT 59937-3447
Document Number	202000033871
Instrument Date	Oct 5, 2020
Instrument	202000033871
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 CEDAR ST, WHITEFISH, MT 59937-3447

Mortgage

Document Number	202000033872
Date	Oct 9, 2020
Instrument	202000033872

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Apr 17, 2019
Property Address	727 CEDAR ST, WHITEFISH, MT 59937-3447
Document Number	201900007030
Instrument Date	Apr 12, 2019
Instrument	201900007030
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 CEDAR ST, WHITEFISH, MT 59937-3447

Mortgage

Document Number	201900007031
Date	Apr 17, 2019
Instrument	201900007031

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,771.00 (-48.49%)	$593,000 (+18.77%)
2025			$593,000 (+18.77%) Land $299,899 Building $293,101
2023	$3,438.00	$499,300	$499,300 Land $398,115 Building $101,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Vero Fiber.

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