712 Cedar St, Whitefish, MT 59937 Property Records

Flathead County property record for 712 Cedar St, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,173 sqft · built 2012
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$618,200 (Apr 2021)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Aug 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0770289`

Property Details

APN / Parcel Number

Primary APN	`R0770289`
Alternative APNs	`07-4292-25-4-18-08-0000` `0000501437`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000501437
Street Address	712 CEDAR ST
City	WHITEFISH
State	MT
Zip	59937-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODSIDE MEADOWS CORR, S25, T31 N, R22 W, LOT 006, ASSR# 0000501437
Legal Range	22W
Legal Township	31N
Legal Section	25
Legal Subdivision	WOODSIDE MEADOWS CORR
Legal Lot Number	6
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3002
Census Tract	301

Owner

Source: Flathead County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	712 CEDAR ST, WHITEFISH, MT 59937-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Aug 22, 2025	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	May 24, 2012 · Amount on Record
Deed Document Number	202114418
Prior Transfer Date	Mar 5, 2021
Prior Transfer Doc	0000008425
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	712 CEDAR ST, WHITEFISH, MT 59937-3446
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900000201
Date	Jan 4, 2019
Instrument	201900000201

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	712 CEDAR ST, WHITEFISH, MT 59937-3446
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CEDAR ST, WHITEFISH, MT 59937-3446

Mortgage

Document Number	202500018118
Date	Aug 22, 2025
Instrument	202500018118

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 26, 2021
Property Address	712 CEDAR ST, WHITEFISH, MT 59937-3446
Document Number	202100014418
Instrument Date	Apr 22, 2021
Instrument	202100014418
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 CEDAR ST, WHITEFISH, MT 59937-3446

Mortgage

Document Number	202100014419
Date	Apr 26, 2021
Instrument	202100014419

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,515.00 (-39.19%)	$725,000 (+20.67%)	$725,000 (+20.67%) Land $299,822 Building $425,178
2023	$4,136.00	$600,800	$600,800 Land $398,087 Building $202,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Vero Fiber.

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