731 Cedar St, Whitefish, MT 59937 Property Records

Flathead County property record for 731 Cedar St, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,265 sqft · built 2007
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Tax Bill	$4,187 (2023)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0770306`

Property Details

APN / Parcel Number

Primary APN	`R0770306`
Alternative APNs	`07-4292-25-4-19-20-0000` `0000501454`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	551 sqft
Attic Area	449 sqft

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000501454
Street Address	731 CEDAR ST
City	WHITEFISH
State	MT
Zip	59937-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODSIDE MEADOWS CORR, S25, T31 N, R22 W, LOT 19, ASSR# 0000501454
Legal Range	22W
Legal Township	31N
Legal Section	25
Legal Quarter	SE
Legal Subdivision	WOODSIDE MEADOWS CORR
Legal Lot Number	19
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3003
Census Tract	301

Owner

Source: Flathead County assessment roll, APN R0770306, as of December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	731 CEDAR ST, WHITEFISH, MT 59937-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2013
Deed Sale	Jan 04, 2013
Prior Sale	Mar 28, 2012
Deed Document Number	201300000173
Record Updated	Jun 07, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	731 CEDAR ST, WHITEFISH, MT 59937-3447
Transaction Type	Mortgage
Record Updated	Apr 06, 2021
Title Company	FPT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009050
Date	Mar 17, 2021
Instrument	202100009050

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Flathead County assessment roll as of December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,187.00	$608,200	$608,200 Land $398,110 Building $210,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), as of November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 377 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: VFN Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MT0000357, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WHITEFISH serves 10,418 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.