7229 Rum Bay Dr, Placida, FL 33946 Property Records

Charlotte County property record for 7229 Rum Bay Dr, Placida, FL 33946

Property Summary

Property TypeCommon Area (Residential)
Details2 ba · 1,840 sqft · built 1985
Lot Size0.613 acres (26,724 sqft)
OwnerCompany Name on Record
Flood ZoneZone AE (high risk)
APN41-20-20-378-001

Property Details

APN / Parcel Number

Primary APN41-20-20-378-001
Alternative APNs
  • 0086591-103100-5
  • 10004652590

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,840 sqft Living Area
Utility Area832 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1985
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof MaterialWood Shingle
Lot Area26,724 sqft (0.613 acres)
Garage TypeMixed
Garage Area962 sqft
CarportCarport
Carport Area391 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area285 sqft
Canopy528 sqft
Loading Dock528 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004652590
Old Parcel Number00865911031005
Street Address7229 RUM BAY DR
CityPLACIDA
StateFL
Zip33946
Property CategoryOther
Property TypeOther > Common Area (Residential)
Local Zoning CodePD
Legal DescriptionIHB 001 0000 00T9 ISLAND HARBOR BCH CLUB SEC 1 TRACT 9
Legal Range20E
Legal Township41S
Legal Section20
Legal SubdivisionISLAND HARBOR BEACH CLUB SEC 0
Legal Tract9
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group1
Census Block1013
Census Tract30402

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7092 PLACIDA RD, PLACIDA, FL 33946-2501
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed Market Value
2025$12 (-) Land $12
2023$12 Land $12

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 242 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies369 units insured
incl. 127 condo units
Nearby Flood Claims326 (1982–2024)
Claims Outside the SFHA1 of 326
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 156 claims
  • Hurricane Helene, Oct 2024 · 108 claims
  • Hurricane Ian, Sep 2022 · 19 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP21 “Bocilla Island”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 1985)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKNIGHT ISLAND UTILITIES, INC.
private · serves 431 people · EPA ID FL6084075
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

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