7229 Bay Dr, Hugo, MN 55038 Property Records

Anoka County property record for 7229 Bay Dr, Hugo, MN 55038 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,924 sqft · built 2020
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$373,000 (Sep 2022)
Tax Bill$4,115 (2026)
Deeds & MortgagesOct 2022 Sale
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-31-22-34-0092

Property Details

APN / Parcel Number

Primary APN13-31-22-34-0092
Alternative APN
  • 1729202

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,924 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7229 BAY DR
CityHUGO
StateMN
Zip55038-4689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 67 BLOCK 6 WATERMARK CIC NO 326 TOG/W COMMON ELEMENTS
Legal Range22W
Legal Township31N
Legal Section13
Legal SubdivisionWATERMARK
Legal Block6
Legal Lot Number67
JurisdictionANOKA MN
Township / Civil DivisionLINO LAKES
Census Block Group2
Census Block2021
Census Tract50230

Owner

Source: Anoka County records · APN 13-31-22-34-0092

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7229 BAY DR, HUGO, MN 55038-4689
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Warranty Deed, Transfer
TITLE SMART INC, TITLESMART INC
Sep 25, 2020Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 26, 2022 · Amount on Record
Deed SaleSep 26, 2022 · Amount on Record
Prior SaleSep 25, 2020 · Amount on Record
Deed Document Number20221471020
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateOct 18, 2022
Property Address7229 BAY DR, LINO LAKES, MN 55038-4689
Document NumberA2378344001
Instrument DateSep 26, 2022
InstrumentA2378344.001
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount Recorded
Tax$1,230.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7229 BAY DR, LINO LAKES, MN 55038-4689

September 2020: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionANOKA MN
Recording DateSep 25, 2020
Property Address7229 BAY DR, HUGO, MN 55038-4689
Document NumberA2280024001
Instrument DateSep 23, 2020
InstrumentA2280024.001
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,062.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7229 BAY DR, LINO LAKES, MN 55038-4689

Mortgage

Document NumberA2280024003
DateSep 25, 2020
InstrumentA2280024.003
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Anoka County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityLino Lakes City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,115.00 (+11.25%) Homeowner's exemption$333,900 (+2.99%) Land $80,000 Building $253,900$333,900 (+2.99%) Land $80,000 Building $253,900
2024$3,699.00$324,200 Land $68,600 Building $255,600$324,200 Land $68,600 Building $255,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anoka County (27003C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270030502302, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskLow
above 4% of the US · above 14% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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