7226 Bay Dr, Hugo, MN 55038 Property Records

Anoka County property record for 7226 Bay Dr, Hugo, MN 55038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,814 sqft · built 2020
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$292,363 (Aug 2020)
Tax Bill$3,921 (2026)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-31-22-34-0117

Property Details

APN / Parcel Number

Primary APN13-31-22-34-0117
Alternative APN
  • 1729227

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,814 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Lot Area13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7226 BAY DR
CityHUGO
StateMN
Zip55038-4689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 92 BLOCK 6 WATERMARK
Legal Range22W
Legal Township31N
Legal Section13
Legal SubdivisionWATERMARK
Legal Block6
Legal Lot Number92
JurisdictionANOKA MN
Township / Civil DivisionLINO LAKES
Census Block Group2
Census Block2021
Census Tract50230

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7226 BAY DR, HUGO, MN 55038-4689
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2020 · Amount on Record
Deed SaleAug 6, 2020 · Amount on Record
Deed Document Number20202272926001
Record UpdatedSep 20, 2026

August 2020: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionANOKA MN
Recording DateAug 6, 2020
Property Address7226 BAY DR, HUGO, MN 55038-4689
Document NumberA2272926001
Instrument DateJul 29, 2020
InstrumentA2272926.001
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$964.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16305 36TH AVE N # N600, 16305, PLYMOUTH, MN 55446-2884

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7226 BAY DR, LINO LAKES, MN 55038-4689

Mortgage

Document NumberA2272926003
DateAug 6, 2020
InstrumentA2272926.003
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityLino Lakes City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,921.00 (+11.11%) Homeowner's exemption$320,100 (+2.86%) Land $80,000 Building $240,100$320,100 (+2.86%) Land $80,000 Building $240,100
2024$3,529.00$311,200 Land $68,600 Building $242,600$311,200 Land $68,600 Building $242,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLino Lakes
serves 18,608 people · EPA ID MN1020023
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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