Anoka County property record for 7225 Bay Dr, Hugo, MN 55038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,816 sqft · built 2020 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Feb 2026) |
| Tax Bill | $3,922 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-31-22-34-0094 |
| Primary APN | 13-31-22-34-0094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Lot Area | 17,424 sqft (0.4 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7225 BAY DR |
|---|---|
| City | HUGO |
| State | MN |
| Zip | 55038-4689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 69 BLOCK 6 WATERMARK CIC NO 326 TOG/W COMMON ELEMENTS |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 13 |
| Legal Subdivision | WATERMARK |
| Legal Block | 6 |
| Legal Lot Number | 69 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50230 |
Source: Anoka County records · APN 13-31-22-34-0094
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7225 BAY DR, HUGO, MN 55038-4689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage GRANITE COMMUNITY BANK |
| Nov 23, 2020 | Limited Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Nov 23, 2020 · Amount on Record |
| Deed Document Number | 20261851948 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Mar 09, 2026 |
| Property Address | 7225 BAY DR, LINO LAKES, MN 55038-4689 |
| Document Number | A2461290004 |
| Instrument Date | Feb 27, 2026 |
| Instrument | A2461290.004 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Title Company | PILLAR TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,122.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7225 BAY DR, LINO LAKES, MN 55038-4689 |
| Document Number | A2461290005 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | A2461290.005 |
| Name | GRANITE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2041 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Nov 23, 2020 |
| Property Address | 7225 BAY DR, HUGO, MN 55038-4689 |
| Document Number | A2289658001 |
| Instrument Date | Nov 19, 2020 |
| Instrument | A2289658.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $971.85 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16305 36TH AVE N # N600, N600, PLYMOUTH, MN 55446-2884 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7225 BAY DR, LINO LAKES, MN 55038-4689 |
| Investor | Possibly a Property Investor |
| Document Number | A2289658003 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | A2289658.003 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Anoka County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | White Bear Lake School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,922.00 Homeowner's exemption | $320,200 (+2.86%) Land $80,000 Building $240,200 | $320,200 (+2.86%) Land $80,000 Building $240,200 |
| 2025 | $3,922.00 (+11.07%) | ||
| 2024 | $3,531.00 | $311,300 Land $68,600 Building $242,700 | $311,300 Land $68,600 Building $242,700 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 441 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Lino Lakes serves 18,608 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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