7224 Bay Dr, Hugo, MN 55038 Property Records

Anoka County property record for 7224 Bay Dr, Hugo, MN 55038 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 2020
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$321,954 (Jul 2020)
Tax Bill	$4,115 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-31-22-34-0118`

Property Details

APN / Parcel Number

Primary APN	`13-31-22-34-0118`
Alternative APN	`1729228`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7224 BAY DR
City	HUGO
State	MN
Zip	55038-4689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93 BLOCK 6 WATERMARK
Legal Range	22W
Legal Township	31N
Legal Section	13
Legal Subdivision	WATERMARK
Legal Block	6
Legal Lot Number	93
Jurisdiction	ANOKA MN
Township / Civil Division	LINO LAKES
Census Block Group	2
Census Block	2021
Census Tract	50230

Owner

Source: Anoka County records · APN 13-31-22-34-0118

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7224 BAY DR, HUGO, MN 55038-4689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2020 · Amount on Record
Deed Sale	Jul 01, 2020 · Amount on Record
Deed Document Number	20202267880001
Record Updated	Sep 20, 2026

July 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Jul 01, 2020
Property Address	7224 BAY DR, HUGO, MN 55038-4689
Document Number	A2267880001
Instrument Date	Jun 26, 2020
Instrument	A2267880.001
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.45
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7224 BAY DR, LINO LAKES, MN 55038-4689

Mortgage

Document Number	A2267880003
Date	Jul 01, 2020
Instrument	A2267880.003

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Anoka County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Lino Lakes City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,115.00 (+11.25%) Homeowner's exemption	$333,900 (+2.99%) Land $80,000 Building $253,900	$333,900 (+2.99%) Land $80,000 Building $253,900
2024	$3,699.00	$324,200 Land $68,600 Building $255,600	$324,200 Land $68,600 Building $255,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anoka County (27003C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270030502302, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 14% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 441 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.