7224 Sunset Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7224 Sunset Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,056 sqft · built 1956
Lot Size	0.231 acres (10,040 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Feb 2021)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`239-0155-018-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0155-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,040 sqft (0.231 acres)
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7224 SUNSET AVE
City	FAIR OAKS
State	CA
Zip	95628-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CASA BELLA PARK 03, LOT 181
Legal Subdivision	CASA BELLA PARK 03
Legal Lot Number	181
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4008
Census Tract	7904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7224 SUNSET AVE, FAIR OAKS, CA 95628-4529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Grant Deed, Transfer · VA Mortgage USAA FSB
Jul 23, 2020	Grant Deed, Construction Loan · Construction Mortgage LENDINGHOME FNDG
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUZANNE MCLAUGHLIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Jul 23, 2020 · Amount on Record
Deed Book / Page	20210201 / 1577
Prior Transfer Date	Jul 22, 1994
Prior Transfer Doc	9409000529
Record Updated	Oct 29, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 1, 2021
Property Address	7224 SUNSET AVE, FAIR OAKS, CA 95628-4529
Document Number	0000001577
Map Reference	MB 40 PG 31
Instrument Date	Jan 27, 2021
Instrument	202102011577
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7224 SUNSET AVE, FAIR OAKS, CA 95628-4529

Mortgage

Document Number	0000001578
Date	Feb 1, 2021
Instrument	202102011578

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 23, 2020
Property Address	7224 SUNSET AVE, FAIR OAKS, CA 95628-4529
Document Number	2007230941
Instrument Date	Jul 20, 2020
Instrument	2007230941
Transaction Type	Construction Loan
Record Updated	Aug 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1626 LINCOLN CA 956481443, LINCOLN, CA 95648-1443

Mortgage

Document Number	2007230942
Date	Jul 23, 2020
Instrument	2007230942

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7224 SUNSET AVE, FAIR OAKS, CA 95628-4529
Document Number	2008310721
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1626 LINCOLN CA 956481443, LINCOLN, CA 95648-1443

Mortgage

Document Number	2008310721
Date	Aug 31, 2020
Instrument	2008310721

Lender

Name	SUZANNE MCLAUGHLIN
Address	1121 ROCKINGHAM DR, ROSEVILLE, CA 95661-5016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,670 (+2%) Land $99,366 Building $353,304
2025	$5,372.00 (+2.15%)	$443,795 (+4.04%) Land $97,418 Building $346,377
2024	$5,259.00 (+1.6%)
2023	$5,176.00 (+2.05%)	$426,564 Land $93,636 Building $332,928
2022	$5,072.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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