Allegan County property record for 2290 River Rd, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,192 sqft · built 2015 |
| Lot Size | 10.7 acres (466,092 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Dec 1989) |
| Tax Bill | $2,865 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-018-011-00 |
| Primary APN | 17-018-011-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 136 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Lot Area | 466,092 sqft (10.7 acres) |
| Lot Dimensions | 1,978 ft deep x 236 ft wide |
| Garage Area | 920 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2290 RIVER RD |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COMM |
| Legal Description | BEGINING AT THE CENTER OF SAID SECTION 18; THENCE NORTH 0?19'50 EAST, ON THE NORTH AND SOUTH 1/4 LINE, 1044.38 FEET TO THE CENTERLINE OF RIVER ROAD; THENCE CONTINUING NORTH 0?19'50 EAST, 313.34 FEET TO AN INTERMEDIATE TRAVERSE LINE ALONG CONTOUR 667. |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 18 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31800 |
2290 River Rd is owned and occupied by two individuals who acquired it in June 2006.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2290 RIVER RD, OTSEGO, MI 49078-9615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1989 · Amount on File |
| Deed Sale | Dec 1, 1989 · Amount on File |
| Deed Document Number | 19893/13/1990 |
| Last Transfer Date | Jun 7, 2006 |
| Transfer Doc | 003504/780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jul 23, 2026 |
| Property Address | 2290 RIVER RD, OTSEGO, MI 49078-9615 |
| Document Number | 0000012419 |
| Book / Page | 5159 / 270 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202612419 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2290 RIVER RD, OTSEGO, MI 49078-9615 |
| Document Number | 0000012419, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 5159/270 |
| Instrument | 202612419 |
| Name | GREENSTONE FARM CREDIT SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 2290 River Rd was $2,865 with a homeowner's exemption, up 2.6% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,400 (+0.33%) Land $38,300 Building $83,100 | $242,800 (+0.33%) Land $76,600 Building $166,200 | |
| 2025 | $2,865.00 (+2.58%) Homeowner's exemption | $121,000 Land $34,300 Building $86,700 | $242,000 Land $68,600 Building $173,400 |
| 2024 | $2,793.00 | ||
| 2023 | $90,000 Land $28,500 Building $61,500 | $180,000 Land $57,000 Building $123,000 | |
| 2022 | $2,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2290 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2290 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures