722 Dow Ave, Geneva, IL 60134 Property Records

Kane County property record for 722 Dow Ave, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,315 sqft · built 2009
Lot Size	0.168 acres (7,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Mar 2019)
Tax Bill	$18,119 (2025)
Deeds & Mortgages	Nov 2022 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-176-013`

Property Details

APN / Parcel Number

Primary APN	`12-10-176-013`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,315 sqft Living Area
Gross Area	3,415 sqft
Basement Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Lot Area	7,299 sqft (0.168 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	722 DOW AVE
City	GENEVA
State	IL
Zip	60134-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 11 N5 2 10
Legal Subdivision	FARGOS
Legal Block	2
Legal Lot Number	9 10
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2063
Census Tract	852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	722 DOW AVE, GENEVA, IL 60134-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Mar 15, 2019	Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Jun 21, 2007 · Amount on Record
Deed Document Number	201910220
Last Transfer Date	Nov 22, 2022
Transfer Doc	0000055989
Record Updated	Sep 20, 2026

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Nov 22, 2022
Property Address	722 DOW AVE, GENEVA, IL 60134-3026
Document Number	0000055989
Instrument Date	Nov 22, 2022
Instrument	2022K055989
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	722 DOW AVE, GENEVA, IL 60134-3026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SNP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081851
Date	Dec 29, 2020
Instrument	2020K081851

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	722 DOW AVE, GENEVA, IL 60134-3026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006350
Date	Feb 4, 2020
Instrument	2020K006350

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2050

Interest

Rate	3.62%

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 15, 2019
Property Address	722 DOW AVE, GENEVA, IL 60134-3026
Document Number	0000010220
Instrument Date	Feb 20, 2019
Instrument	2019K010220
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	722 DOW AVE, 722, GENEVA, IL 60134-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 DOW AVE, GENEVA, IL 60134-3026

Mortgage

Document Number	0000010221
Date	Mar 15, 2019
Instrument	2019K010221

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,119.00 (+10.98%) Homeowner's exemption	$258,879 (+8.5%) Land $100,660 Building $158,219	$776,948 (+8.5%) Land $302,101 Building $474,847
2024		$238,598 (+18.38%) Land $92,774 Building $145,824	$716,080 (+18.43%) Land $278,433 Building $437,647
2022	$16,327.00 (+2.94%) Homeowner's exemption	$201,549 (+3.86%) Land $78,368 Building $123,181	$604,647 (+3.86%) Land $235,104 Building $369,543
2021	$15,860.00 Homeowner's exemption	$194,058 Land $75,455 Building $118,603	$582,174 Land $226,365 Building $355,809

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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