803 Dow Ave, Geneva, IL 60134 Property Records

Kane County property record for 803 Dow Ave, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,697 sqft · built 2007
Lot Size	0.301 acres (13,110 sqft)
Owner	2 Individual Names on File
Last Sale	$1,635,000 (Oct 2025)
Tax Bill	$25,549 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-177-019`

Property Details

APN / Parcel Number

Primary APN	`12-10-177-019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,697 sqft Living Area
Gross Area	5,630 sqft
Basement Area	1,933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	13,110 sqft (0.301 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	803 DOW AVE
City	GENEVA
State	IL
Zip	60134-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORNE MANOR THAT PART OF LOT 3 & PART OF LOT 4 DESC IN DOC 2003K070353
Legal Subdivision	HAWTHORNE MANOR
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2062
Census Tract	852608

Owner

803 Dow Ave is owned by two individuals who bought it in October 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	0S170 BEALER CIR, GENEVA, IL 60134-4835
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 12, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on File
Deed Sale	Oct 6, 2025 · Amount on File
Prior Sale	Apr 3, 2006 · Amount on File
Deed Document Number	202538813
Prior Transfer Date	Apr 18, 2023
Prior Transfer Doc	0000015205
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	803 DOW AVE, GENEVA, IL 60134-3027
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 DOW AVE, GENEVA, IL 60134-3027

Mortgage

Document Number	0000049454
Date	Dec 12, 2025
Instrument	2025K049454

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 6, 2025
Property Address	803 DOW AVE, GENEVA, IL 60134-3027
Document Number	0000038813
Instrument Date	Sep 27, 2025
Instrument	2025K038813
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	803 DOW AVE, GENEVA, IL 60134-3027

Mortgage

Document Number	0000038814
Date	Oct 6, 2025
Instrument	2025K038814

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.62%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 12, 2023
Property Address	803 DOW AVE, GENEVA, IL 60134-3027
Document Number	0000015205
Instrument Date	Apr 18, 2023
Instrument	2023K015205
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	803 DOW AVE, GENEVA, IL 60134-3027

Tax Assessment & Valuation

The 2025 property tax bill for 803 Dow Ave was $25,549, up 3.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,549.00 (+3.19%)	$361,749 (+8.5%) Land $100,660 Building $261,089	$1,085,681 (+8.5%) Land $302,101 Building $783,580
2024	$24,760.00 Homeowner's exemption	$333,409 Land $92,774 Building $240,635	$1,000,627 Land $278,433 Building $722,194
2022	$23,014.00 (+2.91%) Homeowner's exemption	$281,638 (+3.86%) Land $78,368 Building $203,270	$844,914 (+3.86%) Land $235,104 Building $609,810
2021	$22,363.00 Homeowner's exemption	$271,170 Land $75,455 Building $195,715	$813,510 Land $226,365 Building $587,145

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 803 Dow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 803 Dow Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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