704 Dow Ave, Geneva, IL 60134 Property Records

Kane County property record for 704 Dow Ave, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,836 sqft · built 1903
Lot Size0.398 acres (17,344 sqft)
OwnerIndividual Name on File
Last Sale$728,250 (Apr 2019)
Tax Bill$14,796 (2025)
Deeds & MortgagesApr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-10-176-009

Property Details

APN / Parcel Number

Primary APN12-10-176-009

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,836 sqft Living Area
Gross Area2,754 sqft
Basement Area918 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Lot Area17,344 sqft (0.398 acres)
View / LotCorner
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address704 DOW AVE
CityGENEVA
StateIL
Zip60134-3026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARGOS SUB BLOCK 2 LOTS 1-5
Legal SubdivisionFARGOS
Legal Block2
Legal Lot Number1-5
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2063
Census Tract852608

Owner

704 Dow Ave is owned and occupied by an individual who bought it in April 2019.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address704 DOW AVE, GENEVA, IL 60134-3026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2019 · Amount on File
Deed SaleApr 26, 2019 · Amount on File
Deed Document Number201916449
Record UpdatedOct 29, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 26, 2019
Property Address704 DOW AVE, GENEVA, IL 60134-3026
Document Number0000016449
Instrument DateApr 15, 2019
Instrument2019K016449
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$728.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 ILLINOIS ST # 1533, 1533, SAINT CHARLES, IL 60174-2841

Mortgage

Document Number0000016450
DateApr 26, 2019
Instrument2019K016450
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 704 Dow Ave was $14,796 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,796.00 Homeowner's exemption$212,865 (+8.5%) Land $55,123 Building $157,742$638,851 (+8.5%) Land $165,435 Building $473,415
2024$196,189 Land $50,805 Building $145,384$588,803 Land $152,476 Building $436,327
2022$13,336.00 (+2.97%) Homeowner's exemption$165,725 (+3.86%) Land $42,916 Building $122,809$497,175 (+3.86%) Land $128,748 Building $368,427
2021$12,951.00 Homeowner's exemption$159,566 Land $41,321 Building $118,245$478,698 Land $123,963 Building $354,735

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 704 Dow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 704 Dow Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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