Kane County property record for 705 Dow Ave, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,965 sqft · built 1949 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $705,000 (Jul 2022) |
| Tax Bill | $15,922 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-177-001 |
| Primary APN | 12-10-177-001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,965 sqft Living Area |
| Gross Area | 3,815 sqft |
| Basement Area | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Lot Area | 12,500 sqft (0.287 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 705 DOW AVE |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FARGOS SUB N100 W1/2 LOT 1 |
| Legal Subdivision | FARGOS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 DOW AVE, GENEVA, IL 60134-3025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit FREE STATE CREDIT UNION |
| Jul 11, 2022 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jan 23, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Jan 23, 2020 · Amount on Record |
| Deed Document Number | 202235382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 25, 2026 |
| Property Address | 705 DOW AVE, GENEVA, IL 60134-3025 |
| Document Number | 0000026619 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202626619 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 705 DOW AVE, GENEVA, IL 60134-3025 |
| Document Number | 0000026619, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202626619 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 11, 2022 |
| Property Address | 705 DOW AVE, GENEVA, IL 60134-3025 |
| Document Number | 0000035382 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022K035382 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $705.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 705 DOW AVE, GENEVA, IL 60134-3025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 23, 2020 |
| Property Address | 705 DOW AVE, GENEVA, IL 60134-3025 |
| Document Number | 0000004377 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 4377 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $903.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 614 DOWNING ST ELBURN IL 60119, ELBURN, IL 60119 |
| Document Number | 4378 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 4378 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Rate | 3.37% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,922.00 (-5.7%) Homeowner's exemption | $228,456 (+8.5%) Land $50,329 Building $178,127 | $685,642 (+8.5%) Land $151,047 Building $534,595 |
| 2024 | $210,558 (+1.12%) Land $46,386 Building $164,172 | $631,927 (+1.16%) Land $139,214 Building $492,713 | |
| 2022 | $16,885.00 (+2.94%) Homeowner's exemption | $208,235 (+3.86%) Land $39,183 Building $169,052 | $624,705 (+3.86%) Land $117,549 Building $507,156 |
| 2021 | $16,403.00 Homeowner's exemption | $200,496 Land $37,727 Building $162,769 | $601,488 Land $113,181 Building $488,307 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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