7203 River Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7203 River Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,050 sqft · built 1965
Lot Size	0.551 acres (24,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Jun 2021)
Tax Bill	$1,864 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`21020600350000`

Property Details

APN / Parcel Number

Primary APN	`21020600350000`
Alternative APNs	`020600350000` `00001886`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,050 sqft Finished Area
Basement Area	1,050 sqft
Finished Basement	525 sqft
Flooring	Covered

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	400 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001886
Street Address	7203 RIVER RD
City	PROSPECT
State	KY
Zip	40059-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	05510 AC SES RIVER RD (PT OF LOT 82 TRANSYLVANIA SUB)
Legal Subdivision	SYLVANIA SUB
Legal Tract	ANSYLVANIA
Legal Lot Number	82
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3017
Census Tract	7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7203 RIVER RD, PROSPECT, KY 40059-9619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jun 17, 2021	Correction Deed
Feb 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BK
Jan 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	2021148959
Deed Book / Page	12050 / 431
Prior Transfer Date	Oct 18, 2006
Prior Transfer Doc	0089250405
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jun 17, 2021
Property Address	7203 RIVER RD, PROSPECT, KY 40059-9619
Document Number	0000148959
Book / Page	12050 / 431
Instrument Date	Jun 14, 2021
Instrument	2021148959
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3080 PRESTWICKE DR, EDGEWOOD, KY 41017-8100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7203 RIVER RD, PROSPECT, KY 40059-9619

Mortgage

Document Number	0000148960
Date	Jun 17, 2021
Instrument	2021148960

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jun 17, 2021
Property Address	7203 RIVER RD, PROSPECT, KY 40059-9619
Document Number	0000148958
Book / Page	12050 / 426
Instrument Date	Jun 10, 2021
Instrument	2021148958
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3080 PRESTWICKE DR, EDGEWOOD, KY 41017-8100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3080 PRESTWICKE DR, EDGEWOOD, KY 41017-8100

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 15, 2017
Property Address	7203 RIVER RD, PROSPECT, KY 40059-9619
Document Number	0108240616
Book / Page	010824 / 000616
Instrument Date	Jan 31, 2017
Instrument	35984
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3309 HIDDEN SPRINGS LN PROSPECT KY 400598571, PROSPECT, KY 40059-8571

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7203 RIVER RD, PROSPECT, KY 40059-9619
Document Number	0149290284
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7203 RIVER RD PROSPECT KY 400599619, PROSPECT, KY 40059-9619

Mortgage

Document Number	0149290284
Date	Jan 31, 2017
Book Page	014929/000284
Instrument	21757

Lender

Name	CENTRAL BK
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jan 3, 2017
Property Address	7203 RIVER RD, PROSPECT, KY 40059-9619
Document Number	0107910885
Book / Page	010791 / 000885
Instrument Date	Nov 30, 2016
Instrument	1393
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 HIDDEN SPRINGS LN PROSPECT KY 400598571, PROSPECT, KY 40059-8571

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,864.00 (-3.62%)	$167,080 (-) Land $38,000 Building $129,080
2024			$167,080 (-) Land $38,000 Building $129,080
2023	$1,934.00 (-0.36%)	$167,080 (-) Land $38,000 Building $129,080	$167,080 (-) Land $38,000 Building $129,080
2022	$1,941.00	$167,080 Land $38,000 Building $129,080	$167,080 Land $38,000 Building $129,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	55 units insured incl. 12 condo units
Nearby Flood Claims	58 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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