Shiawassee County property record for 721 Jerome Ave, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1970 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Sep 2026) |
| Tax Bill | $1,828 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 050-580-000-129-00 |
| Primary APN | 050-580-000-129-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 721 JEROME AVE |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 150 STAFFORD GARDNER & TRANKLES CENTRAL ADD INC 12 CLS ALLEY 6' |
| Legal Subdivision | STAFFORD GARDNER & TRANKLES CENTRAL ADD |
| Legal Lot Number | 150 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 30500 |
721 Jerome Ave is owned and occupied by an individual who bought it in September 2026.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3011 N POINTE DR, JACKSON, MI 49202-1386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Jun 12, 2018 | Warranty Deed, Transfer INDEPENDENT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on File |
| Deed Sale | Sep 8, 2026 · Amount on File |
| Prior Sale | Sep 2, 2016 · Amount on File |
| Deed Document Number | 20263406885 |
| Deed Book / Page | 1342 / 272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 8, 2026 |
| Property Address | 721 JEROME AVE, OWOSSO, MI 48867-3701 |
| Document Number | 0003406885 |
| Book / Page | 1342 / 272 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20263406885 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | MICHIGAN TITLE, MICHIGAN MOVES TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156,348.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0003406886, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 20263406886 |
| Name | NORTHPOINTE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0003406887, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 1342/274 |
| Instrument | 20263406887 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Amount | Amount on Record |
|---|
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 12, 2018 |
| Property Address | 721 JEROME AVE, OWOSSO, MI 48867-3701 |
| Document Number | 0012470031 |
| Book / Page | 001247 / 000031 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 3310403 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $532.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8451 LOVEJOY RD BYRON MI 484189715, BYRON, MI 48418-9715 |
| Document Number | 12470032 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 001247/000032 |
| Instrument | 3310404 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 11, 2048 |
The 2025 property tax bill for 721 Jerome Ave was $1,828 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,400 (+12.48%) | $138,800 (+12.48%) | |
| 2025 | $1,828.00 Homeowner's exemption | $61,700 | $123,400 |
| 2023 | $1,743.00 Homeowner's exemption | $51,000 | $102,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 721 Jerome Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 13 (1981–2004) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 721 Jerome Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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