706 Jerome Ave, Owosso, MI 48867 Property Records

Shiawassee County property record for 706 Jerome Ave, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2023)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`050-580-000-137-00`

Property Details

APN / Parcel Number

Primary APN	`050-580-000-137-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	23,958 sqft (0.55 acres)
Garage Area	380 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	706 JEROME AVE
City	OWOSSO
State	MI
Zip	48867-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 158 159 & PT OF LOTS 160 & 161 STAFFORD GARDNER & TRANKLES CENTRAL ADD DESC AS BEG @ NW COR LOT 158 TH E ALG S LN JEROME
Legal Subdivision	STAFFORD GARDNER & TRANKLES CENTRAL ADD
Legal Lot Number	158-161
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	4
Census Block	4024
Census Tract	30500

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 JEROME AVE, OWOSSO, MI 48867-3702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 25, 2019	Warranty Deed, Transfer · Conventional with PMI WILDFIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Jun 22, 2011 · Amount on Record
Deed Document Number	20233376058
Deed Book / Page	1311 / 891
Prior Transfer Date	Sep 26, 2012
Prior Transfer Doc	0011780348
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 31, 2023
Property Address	706 JEROME AVE, OWOSSO, MI 48867-3702
Document Number	0013110891
Book / Page	1311 / 891
Instrument Date	Oct 27, 2023
Instrument	3376058
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 JEROME AVE, OWOSSO, MI 48867-3702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5347 N SHEPARDSVILLE RD, OWOSSO, MI 48867

Mortgage

Document Number	0003376059
Date	Oct 31, 2023
Instrument	3376059

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 25, 2019
Property Address	706 JEROME AVE, OWOSSO, MI 48867-3702
Document Number	0012590319
Book / Page	001259 / 000319
Instrument Date	Jul 22, 2019
Instrument	3322883
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	713 S CLARE AVE HARRISON MI 486259436, HARRISON, MI 48625-9436

Mortgage

Document Number	12590320
Date	Jul 25, 2019
Book Page	001259/000320
Instrument	3322884

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605-3285

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,600 (+10.24%)	$157,200 (+10.24%)
2025	$2,878.00 (+29.58%) Homeowner's exemption	$71,300 (+19.23%)	$142,600 (+19.23%)
2024	$2,221.00
2023	$2,221.00 Homeowner's exemption	$59,800	$119,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	13 (1981–2004)
Claims Outside the SFHA	1 of 13
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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