Shiawassee County property record for 731 Jerome Ave, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1945 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,000 (May 2017) |
| Tax Bill | $2,020 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2017 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 050-580-000-128-00 |
| Primary APN | 050-580-000-128-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Custom Design |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 731 JEROME AVE |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 148 & 149 STAFFORD GARDNER & TRANKLE S CENTRAL ADD (EX E 10'OF LOT 148) INC 12 CLS ALLEY 6' |
| Legal Subdivision | CENTRAL ADD |
| Legal Lot Number | 148-149 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 30500 |
731 Jerome Ave is owned and occupied by an individual who bought it in May 2017.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 731 JEROME AVE, OWOSSO, MI 48867-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 10, 2017 | Warranty Deed, Transfer |
| May 10, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on File |
| Deed Sale | May 10, 2017 · Amount on File |
| Prior Sale | May 10, 2017 · Amount on File |
| Deed Document Number | 20173297692 |
| Deed Book / Page | 1234 / 384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 731 JEROME AVE, OWOSSO, MI 48867-3701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 731 JEROME AVE, OWOSSO, MI 48867-3701 |
| Document Number | 0012810396 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 1281/396 |
| Instrument | 3345161 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 10, 2017 |
| Property Address | 731 JEROME AVE, OWOSSO, MI 48867-3701 |
| Document Number | 0012340384 |
| Book / Page | 001234 / 000384 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 3297692 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $660.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 SYLVIA DR CORUNNA MI 488171157, CORUNNA, MI 48817-1157 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 10, 2017 |
| Property Address | 731 JEROME AVE, OWOSSO, MI 48867-3701 |
| Document Number | 0012340383 |
| Book / Page | 1234 / 0383 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 3297691 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $477.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 731 JEROME AVE, 731, OWOSSO, MI 48867-3701 |
| Name | Verified Name |
|---|---|
| Address | 1351 S OVERLAND DR, LENNON, MI 48449-9673 |
The 2025 property tax bill for 731 Jerome Ave was $2,020 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,900 (+11.13%) | $159,800 (+11.13%) | |
| 2025 | $2,020.00 Homeowner's exemption | $71,900 | $143,800 |
| 2023 | $1,926.00 Homeowner's exemption | $59,400 | $118,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 731 Jerome Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 13 (1981–2004) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 731 Jerome Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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