705 Jerome Ave, Owosso, MI 48867 Property Records

Shiawassee County property record for 705 Jerome Ave, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.134 acres (5,855 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Apr 2024)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`050-580-000-131-00`

Property Details

APN / Parcel Number

Primary APN	`050-580-000-131-00`

Exterior

Lot Area	5,855 sqft (0.134 acres)

Location & Zoning

Street Address	705 JEROME AVE
City	OWOSSO
State	MI
Zip	48867-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 152 STAFFORD GARDNER & TRANKLES CENTRAL ADD INC 12 CLS ALLEY 6'
Legal Subdivision	STAFFORD GARDNER & TRANKLES CENTRAL ADD
Legal Lot Number	152
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	4
Census Block	4015
Census Tract	30500

Owner

Source: Shiawassee County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	705 JEROME AVE, OWOSSO, MI 48867-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jun 27, 2023	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 8, 2018	Warranty Deed, Transfer · Stand-Alone Refinance METRO MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	20243381058
Deed Book / Page	1316 / 811
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	705 JEROME AVE, OWOSSO, MI 48867-3701
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 IRIS AVE, LANSING, MI 48917-2644

Mortgage

Document Number	0013160896
Date	Apr 30, 2024
Book Page	1316/896
Instrument	3381143

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	262 ROBERT ROSE DR, MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 27, 2023
Property Address	705 JEROME AVE, OWOSSO, MI 48867-3701
Document Number	0013080363
Book / Page	1308 / 363
Map Reference	LB 1 PG 50
Instrument Date	Jun 21, 2023
Instrument	3372496
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$922.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 JEROME AVE, OWOSSO, MI 48867-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5166 WINSHALL DR, SWARTZ CREEK, MI 48473-1223

Mortgage

Document Number	0003372497
Date	Jun 27, 2023
Instrument	3372497

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	705 JEROME AVE, OWOSSO, MI 48867-3701
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 JKRCME AVE, OWOSSO, MI 48867

Mortgage

Document Number	0012910833
Date	Jan 14, 2022
Book Page	1291/833
Instrument	3355733

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 8, 2018
Property Address	705 JEROME AVE, OWOSSO, MI 48867-3701
Document Number	0012430537
Book / Page	1243 / 537
Instrument Date	Mar 1, 2018
Instrument	3306902
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 W MCARTHUR ST, CORUNNA, MI 48817-1326

Mortgage

Document Number	0012430538
Date	Mar 8, 2018
Book Page	1243/538
Instrument	3306903

Lender

Name	METRO MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,800 (+10.92%)	$103,600 (+10.92%)
2025	$1,975.00 (+51.46%) Homeowner's exemption	$46,700 (+21.3%)	$93,400 (+21.3%)
2023	$1,304.00 Homeowner's exemption	$38,500	$77,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	13 (1981–2004)
Claims Outside the SFHA	1 of 13
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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