Bay County property record for 7205 Thomas Dr, Unit E603, Panama City Beach, FL 32408 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft · built 1985 |
| Lot Size | 0.007 acres (313 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,500 (Feb 2017) |
| Tax Bill | $4,526 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 30840-777-000 |
| Primary APN | 30840-777-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 2194 Units |
| Stories | 6 Stories |
| Building Area | 1,000 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 313 sqft (0.007 acres) |
| View / Lot | Gulf |
| Street Address | 7205 THOMAS DR, E603 |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408-7569 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | DUNES OF PANAMA PHASE V UNIT E-603 ORB 1015 P 1886 2BR 2B 1000 H&C ORB 3873 P 1050 . |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | DUNES OF PANAMA PHASE V |
| Legal Phase | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2605 |
Source: Bay County records · APN 30840-777-000
Assessment roll updated January 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 GRAINGER XING, RUTLEDGE, TN 37861-5714 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2017 · Amount on Record |
| Deed Sale | Feb 13, 2017 · Amount on Record |
| Prior Sale | May 27, 2009 · Amount on Record |
| Deed Document Number | 20177900 |
| Deed Book / Page | 3873 / 1050 |
| Last Transfer Date | Jan 17, 2025 |
| Transfer Doc | 0048770637 |
| Record Updated | Sep 20, 2026 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,526.00 (-7.35%) | $368,155 (-21.11%) Building $368,155 | $368,155 (-21.11%) Building $368,155 |
| 2024 | $4,885.00 (+0.89%) | ||
| 2023 | $4,842.00 (+25.47%) | $466,650 (+24.77%) Building $466,650 | $466,650 (+24.77%) Building $466,650 |
| 2022 | $3,859.00 | $374,000 Building $374,000 | $374,000 Building $374,000 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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