7205 Thomas Dr, Unit E404, Panama City Beach, FL 32408 Property Records

Bay County property record for 7205 Thomas Dr, Unit E404, Panama City Beach, FL 32408 · Last verified April 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,000 sqft · built 1985
Lot Size	0.007 acres (311 sqft)
Owner	Individual Name on File
Tax Bill	$4,526 (2025)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone VE (high risk)
APN	`30840-766-000`

Property Details

APN / Parcel Number

Primary APN	`30840-766-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	2194 Units
Stories	4 Stories
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	311 sqft (0.007 acres)
View / Lot	Gulf

Location & Zoning

Street Address	7205 THOMAS DR, E404
City	PANAMA CITY BEACH
State	FL
Zip	32408-8502
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DUNES OF PANAMA PHASE V UNIT E-404 ORB 1498 P 753 2BR 2B 1000 H&C
Legal Range	15W
Legal Township	04S
Legal Section	08
Legal Subdivision	DUNES OF PANAMA PHASE V
Legal Phase	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1005
Census Tract	2605

Owner

Source: Bay County records · APN 30840-766-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4618 KELLY ANNE CT, MONTGOMERY, AL 36109-4014
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 23, 2026
Transfer Doc	0049992265
Record Updated	Jun 08, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Feb 09, 2026
Property Address	7205 THOMAS DR UNIT E404, E404, PANAMA CITY BEACH, FL 32408-8502
Document Number	0049992265
Book / Page	4999 / 2265
Map Reference	MB 1124 PG 600
Instrument Date	Jan 23, 2026
Instrument	2026007356
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4618 KELLY ANNE CT, MONTGOMERY, AL 36109-4014

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,526.00 (-7.35%)	$368,155 (-21.11%) Building $368,155	$368,155 (-21.11%) Building $368,155
2024	$4,885.00 (+0.89%)
2023	$4,842.00 (+25.47%)	$466,650 (+24.77%) Building $466,650	$466,650 (+24.77%) Building $466,650
2022	$3,859.00	$374,000 Building $374,000	$374,000 Building $374,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.