Bay County property record for 7205 Thomas Dr, Unit E502, Panama City Beach, FL 32408 · Last verified February 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft · built 1985 |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,567 (2025) |
| Deeds & Mortgages | Nov 2017 Sale Apr 2017 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 30840-770-000 |
| Primary APN | 30840-770-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Heated Area |
| Year Built | Built 1985 |
|---|---|
| View / Lot | Water |
| Street Address | 7205 THOMAS DR UNIT E502, E502 |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408-8503 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | DUNES OF PANAMA PHASE V UNIT E-502 & GARAGE UNIT G-37 ORB 1015 P 1886 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | DUNES/PANAMA PH V |
| Legal Phase | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2605 |
Source: Bay County records · APN 30840-770-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1538 CLIFTWOOD DR, CLARKSVILLE, IN 47129-1322 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2017 | Warranty Deed, Transfer |
| Apr 17, 2017 | Warranty Deed, Transfer · Commercial Mortgage COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2017 |
| Deed Sale | Nov 14, 2017 |
| Prior Sale | Apr 17, 2017 · Amount on Record |
| Deed Document Number | 2017065993 |
| Deed Book / Page | 3954 / 1894 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 14, 2017 |
| Property Address | 7205 THOMAS DR UNIT E502, E502, PANAMA CITY BEACH, FL 32408-8503 |
| Document Number | 0039541894 |
| Book / Page | 003954 / 001894 |
| Instrument Date | Nov 09, 2017 |
| Instrument | 65993 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1538 CLIFTWOOD DR CLARKSVILLE IN 471291322, CLARKSVILLE, IN 47129-1322 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 17, 2017 |
| Property Address | 7205 THOMAS DR UNIT E502, E502, PANAMA CITY BEACH, FL 32408-8503 |
| Document Number | 0038920020 |
| Book / Page | 3892 / 0020 |
| Map Reference | MB1015 PG1886 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 2017021119 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1538 CLIFTWOOD DR, CLARKSVILLE, IN 47129-1322 |
| Document Number | 2017021120 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017021120 |
| Name | COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2047 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,567.00 (-4.46%) | $371,520 (-16.75%) Building $371,520 | $371,520 (-16.75%) Building $371,520 |
| 2023 | $4,780.00 (+30.32%) | $446,250 (+34.65%) | $446,250 (+34.65%) |
| 2022 | $3,668.00 | $331,415 | $331,415 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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