Bay County property record for 7205 Thomas Dr, Unit E606, Panama City Beach, FL 32408
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,480 sqft · built 1985 |
| Lot Size | 0.007 acres (311 sqft) |
| Owner | Company Name on File |
| Last Sale | $464,500 (Nov 2019) |
| Tax Bill | $6,855 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Nov 2019 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 30840-780-000 |
| Primary APN | 30840-780-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Units | 2194 Units |
| Stories | 6 Stories |
| Building Area | 1,480 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 311 sqft (0.007 acres) |
| View / Lot | Gulf |
| Street Address | 7205 THOMAS DR, E606 |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408-8504 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SR2 |
| Legal Description | DUNES OF PANAMA PHASE V UNIT E-606 ORB 1015 P 1886 3BR 2B 1480 H&C ORB 4375 P 1083 . ORB 4490 P 270 GARAGE UNIT G-11 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | DUNES OF PANAMA PHASE V |
| Legal Phase | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2605 |
Source: Bay County records · APN 30840-780-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 225 GREENFIELD CIR, FAYETTEVILLE, GA 30215-2621 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 12, 2021 | Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 18, 2019 | Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Prior Sale | Dec 02, 2014 · Amount on Record |
| Deed Document Number | 201999311 |
| Deed Book / Page | 4191 / 1999 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 12, 2021 |
| Property Address | 7205 THOMAS DR UNIT E606, E606, PANAMA CITY BEACH, FL 32408-8504 |
| Document Number | 0043751083 |
| Book / Page | 4375 / 1083 |
| Map Reference | MB 1124 PG 1831 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021018068 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 GREENFIELD CIR, FAYETTEVILLE, GA 30215-2621 |
| Name | Verified Name |
|---|---|
| Address | 7205 THOMAS DR UNIT E606, E606, PANAMA CITY, FL 32408-8504 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 18, 2019 |
| Property Address | 7205 THOMAS DR UNIT E606, E606, PANAMA CITY BEACH, FL 32408-8504 |
| Document Number | 0041911999 |
| Book / Page | 004191 / 001999 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 99311 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2019 |
| Title Company | SETCO SERVICES LLC, SETCO SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,251.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 225 GREENFIELD CIR FAYETTEVILLE GA 302152621, FAYETTEVILLE, GA 30215-2621 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,855.00 (-11.76%) | $557,619 (-17.74%) Building $557,619 | $557,619 (-17.74%) Building $557,619 |
| 2024 | $7,769.00 (-10.43%) | ||
| 2023 | $8,674.00 (+14.87%) | $677,875 (+6.48%) | $677,875 (+6.48%) |
| 2022 | $7,551.00 | $636,650 | $636,650 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 326 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,352 units insured incl. 1,026 condo units |
| Nearby Flood Claims | 85 (1983–2020) |
| Claims Outside the SFHA | 68 of 85 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 372 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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