7205 Thomas Dr, Unit E401, Panama City Beach, FL 32408 Property Records

Bay County property record for 7205 Thomas Dr, Unit E401, Panama City Beach, FL 32408 · Last verified February 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,480 sqft · built 1985
Owner	Company Name on File
Last Sale	$880,000 (May 2022)
Tax Bill	$6,739 (2025)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone VE (high risk)
APN	`30840-763-000`

Property Details

APN / Parcel Number

Primary APN	`30840-763-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,480 sqft Heated Area

Exterior

Year Built	Built 1985
View / Lot	Water

Location & Zoning

Street Address	7205 THOMAS DR UNIT E401, E401
City	PANAMA CITY BEACH
State	FL
Zip	32408-8502
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DUNES OF PANAMA PHASE V UNIT E-401 & G-5 ORB 1454 P 758 ORB 4569 P 1073
Legal Range	15W
Legal Township	04S
Legal Section	08
Legal Subdivision	DUNES/PANAMA PH V
Legal Phase	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1005
Census Tract	2605

Owner

Source: Bay County records · APN 30840-763-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 3547, MONTGOMERY, AL 36109-0547
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Jan 25, 2005
Deed Document Number	2022040406
Deed Book / Page	4569 / 1073
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 27, 2022
Property Address	7205 THOMAS DR UNIT E401, E401, PANAMA CITY BEACH, FL 32408-8502
Document Number	0045691073
Book / Page	4569 / 1073
Map Reference	MB 1015PG1886A-1996A
Instrument Date	May 26, 2022
Instrument	2022040406
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$6,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 MCKENZIE RD, MILNER, GA 30257-3455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3547, MONTGOMERY, AL 36109-0547

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,739.00 (-21.25%)	$548,234 (-19.12%) Building $548,234	$548,234 (-19.12%) Building $548,234
2023	$8,557.00 (+36.48%)	$677,875 (+6.48%)	$677,875 (+6.48%)
2022	$6,270.00	$636,650	$636,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.