Bay County property record for 7205 Thomas Dr, Unit E204, Panama City Beach, FL 32408 · Last verified February 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft · built 1985 |
| Owner | 2 Individual Names on File |
| Last Sale | $334,500 (Nov 2018) |
| Tax Bill | $4,567 (2025) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 30840-754-000 |
| Primary APN | 30840-754-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Heated Area |
| Year Built | Built 1985 |
|---|---|
| View / Lot | Water |
| Street Address | 7205 THOMAS DR UNIT E204, E204 |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408-8500 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | DUNES OF PANAMA PHASE V UNIT E-204 & GARAGE G-58 ORB 1015 P 1886-1996-A |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | DUNES/PANAMA PH V CONDO |
| Legal Phase | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2605 |
Source: Bay County records · APN 30840-754-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 804 KENTUCKY AVE, LYNN HAVEN, FL 32444-1658 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on Record |
| Deed Sale | Nov 30, 2018 · Amount on Record |
| Prior Sale | Oct 29, 2007 · Amount on Record |
| Deed Document Number | 2018069486 |
| Deed Book / Page | 4064 / 1178 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 30, 2018 |
| Property Address | 7205 THOMAS DR UNIT E204, E204, PANAMA CITY BEACH, FL 32408-8500 |
| Document Number | 0040641178 |
| Book / Page | 004064 / 001178 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 69486 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,341.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 804 KENTUCKY AVE LYNN HAVEN FL 324441658, LYNN HAVEN, FL 32444-1658 |
| Document Number | 40641181 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 004064/001181 |
| Instrument | 69487 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 29, 2033 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,567.00 (-6.64%) | $371,520 (-20.39%) Building $371,520 | $371,520 (-20.39%) Building $371,520 |
| 2023 | $4,892.00 (+25.34%) | $466,650 (+24.77%) | $466,650 (+24.77%) |
| 2022 | $3,903.00 | $374,000 | $374,000 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures