7205 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7205 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,440 sqft · built 1976
Lot Size0.263 acres (11,456 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Jun 2026)
Tax Bill$2,097 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5393.07.59.8962000

Property Details

APN / Parcel Number

Primary APN5393.07.59.8962000
Alternative APNs
  • 46428
  • 39081

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Heated Area
Gross Area1,040 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,456 sqft (0.263 acres)
Lot Dimensions152 ft deep x 85 ft wide
Deck Area20 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating FuelElectric

Location & Zoning

Account Number39081
Street Address7205 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-3010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL4 BB B30 DOGWOOD ACRES
Legal SubdivisionDOGWOOD ACRES
Legal Block59
Legal Lot Number4
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1060
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address234 NE 3RD ST, 2205, MIAMI, FL 33132-2274
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Deed Document Number20261888404
Deed Book / Page1888 / 404
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJun 16, 2026
Property Address7205 EMERALD DR, EMERALD ISLE, NC 28594-3010
Document Number0001888404
Book / Page1888 / 404
Instrument DateJun 15, 2026
Instrument20261888404
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyICE MORTGAGE TECHNOLOGY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$95,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 NE 3RD ST, 2205, MIAMI, FL 33132-2274

Mortgage

Document Number0001888405,
DateJun 16, 2026
Instrument20261888405
Lender
NamePROSPERITY HOME MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$504,426 (-) Land $330,138 Building $174,288$504,426 (-) Land $330,138 Building $174,288
2025$2,097.00 (+53.29%)$504,426 (+124.73%) Land $330,138 Building $174,288$504,426 (+124.73%) Land $330,138 Building $174,288
2023$224,463 Land $112,559 Building $111,904$224,463 Land $112,559 Building $111,904
2022$1,368.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed.

Nearby Properties on Emerald Dr

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