7213 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7213 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,273 sqft · built 1981
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2012)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5393.07.59.5846000`

Property Details

APN / Parcel Number

Primary APN	`5393.07.59.5846000`
Alternative APNs	`57606` `33897`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,273 sqft Heated Area
Gross Area	2,003 sqft
1st Floor Area	1,060 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	152 ft deep x 75 ft wide
Porch	Slab
Porch Area	77 sqft
Deck Area	11 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	33897
Street Address	7213 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L7 BD B31 OAKLAND HILLS
Legal Subdivision	OAKLAND HILLS
Legal Block	59
Legal Lot Number	7
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1060
Census Tract	970903

Owner

7213 Emerald Dr is owned and occupied by an individual who acquired it in August 2020.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7213 EMERALD DR, EMERALD ISLE, NC 28594-3010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2012 · Amount on File
Deed Sale	Nov 13, 2012 · Amount on File
Prior Sale	Apr 27, 2010 · Amount on File
Deed Document Number	20121427100
Deed Book / Page	1427 / 100
Last Transfer Date	Aug 21, 2020
Transfer Doc	0001684134
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7213 EMERALD DR, EMERALD ISLE, NC 28594-3010
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018730183
Date	Dec 11, 2025
Book Page	1873/183
Instrument	1873183

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7213 EMERALD DR, EMERALD ISLE, NC 28594-3010
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016560459
Date	Dec 6, 2019
Book Page	1656/459
Instrument	1656459

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7213 EMERALD DR, EMERALD ISLE, NC 28594-3010
Document Number	0016840358
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7213 EMERALD DR EMERALD ISLE NC 285943010, EMERALD ISLE, NC 28594-3010

Mortgage

Document Number	0016840358
Date	Aug 25, 2020
Book Page	001684/000358

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7213 Emerald Dr was $1,399.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,516 (-) Land $278,475 Building $307,041	$585,516 (-) Land $278,475 Building $307,041
2025	$1,399.00	$585,516 Land $278,475 Building $307,041	$585,516 Land $278,475 Building $307,041
2023		$297,593 Land $67,528 Building $230,065	$297,593 Land $67,528 Building $230,065
2022	$1,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7213 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7213 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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