7211 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7211 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,526 sqft · built 2017
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Apr 2016)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5393.07.59.6827000`

Property Details

APN / Parcel Number

Primary APN	`5393.07.59.6827000`
Alternative APNs	`220549` `47198`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,526 sqft Heated Area
Gross Area	1,884 sqft
1st Floor Area	1,526 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,587 sqft (0.266 acres)
Lot Dimensions	154 ft deep x 85 ft wide
Garage Type	Finished
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Deck Area	7 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	47198
Street Address	7211 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 BB B30 DOGWOOD ACRES
Legal Subdivision	DOGWOOD ACRES
Legal Block	59
Legal Lot Number	1
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1060
Census Tract	970903

Owner

7211 Emerald Dr is owned and occupied by two individuals who bought it in April 2016.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7211 EMERALD DR, EMERALD ISLE, NC 28594-3010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Jan 27, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 27, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2016 · Amount on File
Deed Sale	Apr 18, 2016 · Amount on File
Deed Document Number	20161539463
Deed Book / Page	1539 / 463
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7211 EMERALD DR, EMERALD ISLE, NC 28594-3010
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7211 EMERALD DR, EMERALD ISLE, NC 28594-3010

Mortgage

Document Number	0017420123
Date	Oct 13, 2021
Book Page	1742/123
Instrument	1742123

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7211 EMERALD DR, EMERALD ISLE, NC 28594-3010
Document Number	0015990054
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7211 EMERALD DR EMERALD ISLE NC 285943010, EMERALD ISLE, NC 28594-3010

Mortgage

Document Number	0015990054
Date	Feb 5, 2018
Book Page	001599/000054

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Feb 4, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.98%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7211 EMERALD DR, EMERALD ISLE, NC 28594-3010
Document Number	0015990053
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7211 EMERALD DR EMERALD ISLE NC 285943010, EMERALD ISLE, NC 28594-3010

Mortgage

Document Number	0015990053
Date	Feb 5, 2018
Book Page	001599/000053

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Feb 4, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.98%

Tax Assessment & Valuation

The 2025 property tax bill for 7211 Emerald Dr was $2,680.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$681,123 (-) Land $330,516 Building $350,607	$681,123 (-) Land $330,516 Building $350,607
2025	$2,680.00	$681,123 Land $330,516 Building $350,607	$681,123 Land $330,516 Building $350,607
2023		$334,358 Land $114,225 Building $220,133	$334,358 Land $114,225 Building $220,133
2022	$1,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7211 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7211 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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