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7026 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7026 Emerald Dr, Emerald Isle, NC 28594 · Last verified April 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,920 sqft Heated Area
Lot Size2,309 sqft (0.053 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2017)
Tax Bill$3,794.00 (2025)

Property Details

APN / Parcel Number

Primary APN5394.19.60.5841000
Alternative APNs
  • 510873
  • 60625

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,920 sqft Heated Area
Gross Area1,601 sqft Gross Area
1st Floor729 sqft 1st Floor
Stories2 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTownhouse Style
Exterior MaterialWood Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area2,309 sqft (0.053 acres)
Parking Spaces3 Parking Spaces
Garage Area720 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area104 sqft Shed
Deck Area120 sqft Deck
Porch Area24 sqft Porch
ViewWaterfront-Beach (Ocean, River, or Lake) View
Boat LiftBoat Lift
Boat AccessBoat Access
Gazebo121 sqft Gazebo

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number60625
Street Address7026 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-3119
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionWEST LOT - R & R TOWNHOMES EMERALD ISLE
Legal SubdivisionBLUEWATER BAY
Legal Block60
JurisdictionCARTERET NC
Minor Civil DivisionWHITE OAK
Census Blockgroup1
Census Block1045
Census Tract970903

Owner

Source: Carteret County records · APN 5394.19.60.5841000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7026 EMERALD DR, EMERALD ISLE, NC 28594-3119
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORHOOD MORTGAGE SOLUTIONS LLC
Sep 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 22, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
RICK L SCHEER
Sep 22, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
AFFILIATED MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2017 · Amount on Record
Deed SaleSep 22, 2017 · Amount on Record
Prior SaleSep 22, 2017 · Amount on Record
Deed Doc Number20171588103
Deed Book / Page1588 / 103
Prior Transfer DateAug 25, 2017
Prior Transfer Doc0015880093
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address7026 EMERALD DR, EMERALD ISLE, NC 28594-3119
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7026 EMERALD DR, EMERALD ISLE, NC 28594-3119

Mortgage

Document Number0018690408
DateOct 28, 2025
Book Page1869/408
Instrument1869408
Lender
NameNEIGHBORHOOD MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressFRANKENMUTH, MI 48734
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARTERET NC
Recording DateSep 22, 2017
Property Address7026 EMERALD DR # W, W, EMERALD ISLE, NC 28594-3119
Document Number0015880093
Book / Page001588 / 000093
Instrument DateAug 25, 2017
Transaction TypeTransfer
Record UpdatedOct 09, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5221 TRENT WOODS DR TRENT WOODS NC 285627441, TRENT WOODS, NC 28562-7441

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateSep 22, 2017
Property Address7026 EMERALD DR # W, W, EMERALD ISLE, NC 28594-3119
Document Number0015880094
Book / Page001588 / 000094
Instrument DateAug 25, 2017
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2000 WOODGREEN CIR TARBORO NC 278863316, TARBORO, NC 27886-3316

Mortgage

Document Number15880095
DateSep 22, 2017
Book Page001588/000095
Lender
NameRICK L SCHEER
Address5221 TRENT WOODS DR, TRENT WOODS, NC 28562-7441
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term60 Months
DueSep 21, 2022

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateSep 22, 2017
Property Address7026 EMERALD DR # W, W, EMERALD ISLE, NC 28594-3119
Document Number0015880103
Book / Page1588 / 103
Map ReferenceMB10P PG37-41
Instrument DateAug 25, 2017
Instrument1588103
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5221 TRENT WOODS DR, 5221, TRENT WOODS, NC 28562-7441

Transferred To (Grantee/Buyer)

NameVerified Name
Address1310 WOODGREEN RD, TARBORO, NC 27886-3380

Mortgage

Document Number1588104
DateSep 22, 2017
Instrument1588104
Lender
NameAFFILIATED MORTGAGE SERVICES
TypeLending Institution
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueOct 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateOct 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate9.12%

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,794.00 (-21.69%)$1,018,782 (+183.14%) Land $403,200 Building $615,582$1,018,782 (+183.14%) Land $403,200 Building $615,582
2023$359,819 Building $359,819$359,819 Building $359,819
2022$4,845.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskLow
above 37% of the US · above 53% of North Carolina
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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