665 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 665 W Commerce St, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1985
Square Footage2,711 sqft Adjusted Area
Lot Size58,163 sqft (1.33 acres)
OccupancyOwner Occupied
Tax Bill$16,874.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-4-18-00-4-00006-00

Interior

Building Area2,711 sqft Adjusted Area
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1985
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area58,163 sqft (1.33 acres)
Depth X Width250 ft x 175 ft Depth x Width
Canopy Area1,500 sqft Canopy

Location & Zoning

Street Address665 W COMMERCE ST
CityHERNANDO
StateMS
Zip38632
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal Description18-3-7 PT NW 1/4 SE 1/4 HERNANDO INC
Legal Range07
Legal Township03
Legal Section18
Legal QuarterNE
Legal SubdivisionHERNANDO INC
Legal Lot Number6
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup3
Census Block3001
Census Tract71124

Owner

Source: DeSoto County records · APN 3-07-4-18-00-4-00006-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address665 E COMMERCE ST, HERNANDO, MS 38632-2403
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2021Warranty Deed, Transfer · Commercial Mortgage
FINANCIAL FEDERAL BANK
Dec 28, 2018Warranty Deed, Transfer · Small Business Association Mortgage
CITIZENS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2021
Deed SaleAug 05, 2021
Prior SaleDec 28, 2018
Deed Doc Number0000966759
Deed Book / Page966 / 759
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateAug 05, 2021
Property Address665 W COMMERCE ST, HERNANDO, MS 38632
Document Number000966/759
Book / Page966 / 759
Map ReferenceMB 134 PG 42
Instrument DateAug 02, 2021
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10604 DRAYTON CT, TAMPA, FL 33626-2562

Transferred To (Grantee/Buyer)

NameVerified Name
Address665 E COMMERCE ST, HERNANDO, MS 38632-2403

Mortgage

Document Number0005309697
DateAug 05, 2021
Instrument5309/697
Lender
NameFINANCIAL FEDERAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term32 Months
DueApr 21, 2024

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateDec 28, 2018
Property Address665 W COMMERCE ST, HERNANDO, MS 38632
Document Number000876/478
Book / Page0876 / 478
Instrument DateDec 19, 2018
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address665 E COMMERCE ST, 665, HERNANDO, MS 38632-2403

Transferred To (Grantee/Buyer)

NameVerified Name
Address665 E COMMERCE ST, HERNANDO, MS 38632-2403

Mortgage

Document Number0004658510
DateDec 28, 2018
Instrument4658/510
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,874.00 (-2.75%)$144,843 (+15.81%) Land $81,022 Building $63,821$965,614 (+15.81%) Land $540,144 Building $425,470
2023$17,351.00$125,067$833,774 Land $540,144 Building $293,630

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