720 N 16th St, Waco, TX 76707 Property Records

McLennan County property record for 720 N 16th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,870 sqft · built 1908
Lot Size	0.371 acres (16,170 sqft)
Owner	Individual Name on Record
Last Sale	$292,552 (Jul 2023)
Tax Bill	$3,279 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-001700-002300-3`

Property Details

APN / Parcel Number

Primary APN	`48-001700-002300-3`
Alternative APNs	`4800170000230030111` `162216`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,870 sqft Living Area
1st Floor Area	1,870 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1937
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	16,170 sqft (0.371 acres)
Lot Dimensions	165 ft deep x 98 ft wide
Garage Area	520 sqft
Driveway	Concrete Driveway
Driveway Area	2,500 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	370 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	720 N 16TH ST
City	WACO
State	TX
Zip	76707-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BAKER J B LOT 4B 4C BLOCK 98 ACRES .3712
Legal Subdivision	BAKER J B
Legal Block	98
Legal Lot Number	4B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2009
Census Tract	700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 N 16TH ST, WACO, TX 76707-3519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC
Aug 2, 2019	Warranty Deed, Transfer FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Sep 30, 2010 · Amount on Record
Deed Document Number	202322678
Prior Transfer Date	Sep 28, 2010
Prior Transfer Doc	0000030279
Record Updated	Oct 29, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 20, 2023
Property Address	720 N 16TH ST, WACO, TX 76707-3519
Document Number	0000022678
Map Reference	VOL 1777 PG 85
Instrument Date	Jul 18, 2023
Instrument	2023022678
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	NOT AVAILABLE, AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2917 KEATHLEY DRIVE, LOWAKE, TX 76855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 N 16TH ST, WACO, TX 76707-3519

Mortgage

Document Number	0000022679
Date	Jul 20, 2023
Instrument	2023022679

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 2, 2019
Property Address	720 N 16TH ST, WACO, TX 76707-3519
Document Number	0000025578
Instrument Date	Jul 29, 2019
Instrument	25578
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	FIRST TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 N 16TH ST WACO TX 767073519, WACO, TX 76707-3519

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,100 (+1%)	$286,021 (+23.82%) Land $33,634 Building $252,387
2025	$3,279.00 (-11.16%) Homeowner's exemption	$231,000 (+38.85%) Land $30,560 Building $200,440	$231,000 (+38.85%) Land $30,560 Building $200,440
2024	$3,691.00 (+56.4%)
2023		$166,370 (-4.32%) Land $30,560 Building $135,810	$166,370 (-4.32%) Land $30,560 Building $135,810
2022	$2,360.00 Homeowner's exemption	$173,880 Land $26,520 Building $147,360	$173,880 Land $26,520 Building $147,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Link Broadband.

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