McLennan County property record for 709 N 16th St, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,270 sqft · built 1910 |
| Lot Size | 0.186 acres (8,085 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $52,500 (Oct 2008) |
| Tax Bill | $2,084 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-001700-000500-7 |
| Primary APN | 48-001700-000500-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,270 sqft Living Area |
| Gross Area | 2,557 sqft |
| 1st Floor Area | 1,310 sqft |
| 2nd Floor Area | 960 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 8,085 sqft (0.186 acres) |
| Lot Dimensions | 165 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 814 sqft |
| Patio Area | 126 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 709 N 16TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | O2 |
| Legal Description | BAKER J B LOT B2 BLOCK 97 ACRES .1856 |
| Legal Subdivision | BAKER J B |
| Legal Block | 97 |
| Legal Lot Number | B2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 700 |
Source: McLennan County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 709 N 16TH ST, WACO, TX 76707-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2008 · Amount on Record |
| Deed Sale | Oct 13, 2008 · Amount on Record |
| Deed Document Number | 200833451 |
| Prior Transfer Date | Oct 8, 2008 |
| Prior Transfer Doc | 0000033451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 21, 2026 |
| Property Address | 709 N 16TH ST, WACO, TX 76707-3518 |
| Document Number | 0000027014 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202627014 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 709 N 16TH ST, WACO, TX 76707-3518 |
| Document Number | 0000027014, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202627014 |
| Name | FIRST NATIONAL BANK/MCGREGOR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2056 |
| Max Rate | -1% |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,867 (+1%) | $211,935 (-0.69%) Land $24,821 Building $187,114 | |
| 2025 | $2,084.00 (-0.67%) Homeowner's exemption | $176,243 (-13.06%) Land $22,560 Building $190,850 | $213,410 (+5.28%) Land $22,560 Building $190,850 |
| 2024 | $2,098.00 (+53.36%) | ||
| 2023 | $202,710 Land $22,560 Building $180,150 | $202,710 Land $22,560 Building $180,150 | |
| 2022 | $1,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile.
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