701 N 16th St, Waco, TX 76707 Property Records

McLennan County property record for 701 N 16th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,240 sqft · built 1910
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$55,800 (May 2017)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-001700-000400-0`

Property Details

APN / Parcel Number

Primary APN	`48-001700-000400-0`
Alternative APNs	`4800170000040000111` `162199`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,120 sqft
2nd Floor Area	1,120 sqft
Flooring	Wood

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1952
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	166 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	768 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	701 N 16TH ST
City	WACO
State	TX
Zip	76707-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O2
Legal Description	BAKER J B LOT 2A BLOCK 97 ACRES .19
Legal Subdivision	BAKER J B
Legal Block	97
Legal Lot Number	2A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

701 N 16th St is owned and occupied by two individuals who bought it in May 2017.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	701 N 16TH ST, WACO, TX 76707-3518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Aug 8, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage GATEWAY MORTGAGE GROUP LLC
May 15, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2017 · Amount on File
Deed Sale	May 15, 2017 · Amount on File
Prior Sale	Nov 17, 2011 · Amount on File
Deed Document Number	201715201
Prior Transfer Date	Nov 16, 2011
Prior Transfer Doc	0000035363
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	701 N 16TH ST, WACO, TX 76707-3518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURED TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036630
Date	Oct 14, 2020
Instrument	2020036630

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	701 N 16TH ST, WACO, TX 76707-3518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026262
Date	Aug 8, 2019
Instrument	2019026262

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 15, 2017
Property Address	701 N 16TH ST, WACO, TX 76707-3518
Document Number	0000015201
Instrument Date	Jan 1, 2017
Instrument	15201
Transaction Type	Transfer
Record Updated	Jun 14, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 N 16TH ST WACO TX 767073518, WACO, TX 76707-3518

Tax Assessment & Valuation

The 2025 property tax bill for 701 N 16th St was $1,334 with a homeowner's exemption, down 6.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,012 (+1%)	$183,304 (+0.67%) Land $25,326 Building $157,978
2025	$1,334.00 (-6.32%) Homeowner's exemption	$140,011 Land $23,010 Building $159,070	$182,080 Land $23,010 Building $159,070
2024	$1,424.00
2023		$183,830 Land $23,010 Building $160,820	$183,830 Land $23,010 Building $160,820
2022	$1,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 701 N 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 N 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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