702 N 16th St, Waco, TX 76707 Property Records

McLennan County property record for 702 N 16th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 2018
Lot Size	0.442 acres (19,254 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,322 (2025)
Deeds & Mortgages	May 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-001700-006000-0`

Property Details

APN / Parcel Number

Primary APN	`48-001700-006000-0`
Alternative APN	`363491`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,472 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	19,254 sqft (0.442 acres)
Lot Dimensions	165 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	702 N 16TH ST
City	WACO
State	TX
Zip	76707-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAKER J B LOT 15 BLOCK 98 ACRES .442
Legal Subdivision	BAKER J B
Legal Block	98
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2009
Census Tract	700

Owner

702 N 16th St is owned and occupied by two individuals who acquired it in April 2013.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	702 N 16TH ST, WACO, TX 76707-3519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED BANK
Aug 20, 2018	Deed of Trust, Mortgage FIRST NAT'L BK/CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2013
Deed Sale	Apr 16, 2013
Deed Document Number	201311926
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	702 N 16TH ST, WACO, TX 76707-3519
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015851
Date	May 14, 2019
Instrument	2019015851

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2044

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	702 N 16TH ST, WACO, TX 76707-3519
Document Number	0000029873
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	708 N 15TH ST #C WACO TX 767073513, C, WACO, TX 76707-3513

Mortgage

Document Number	0000029873
Date	Aug 23, 2018
Instrument	29873

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76702

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 702 N 16th St was $3,322 with a homeowner's exemption, down 4.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,000 (-) Land $32,540 Building $307,460	$340,000 (-) Land $32,540 Building $307,460
2025	$3,322.00 (-4.1%) Homeowner's exemption Additional exemption filed	$340,000 Land $32,540 Building $307,460	$340,000 Land $32,540 Building $307,460
2024	$3,464.00
2023		$320,000 Land $28,500 Building $291,500	$320,000 Land $28,500 Building $291,500
2022	$3,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 N 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 702 N 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Link Broadband.

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