San Diego County property record for 1021 Elm St, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,010 sqft · built 2005 |
| Lot Size | 4.93 acres (215,186 sqft) |
| Owner | Individual Name on File |
| Last Sale | $988,000 (Nov 2005) |
| Tax Bill | $10,579 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-063-06-00 |
| Primary APN | 280-063-06-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,010 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 215,186 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 2800630200 |
|---|---|
| Street Address | 1021 ELM ST |
| City | RAMONA |
| State | CA |
| Zip | 92065-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | BLK 376 PAR A PER DOC01-062767 IN TR 000644 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000644 |
| Legal Block | 376 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20812 |
1021 Elm St is owned and occupied by an individual who bought it in November 2005.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1021 ELM ST, RAMONA, CA 92065-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2005 · Amount on File |
| Deed Sale | Nov 28, 2005 · Amount on File |
| Prior Sale | Mar 27, 2002 · Amount on File |
| Deed Document Number | 20051021462 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1021 Elm St was $10,579 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $975,000 (-) Land $430,000 Building $545,000 | |
| 2025 | $10,579.00 Homeowner's exemption | $975,000 Land $430,000 Building $545,000 |
| 2023 | $9,270.00 (-0.62%) Homeowner's exemption | $875,000 Land $386,000 Building $489,000 |
| 2022 | $9,328.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1021 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1021 Elm St is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 64% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Cox Communications, Verizon.
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