720 E Channel Dr, Coldwater, MI 49036 Property Records

Branch County property record for 720 E Channel Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1965
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Aug 2020)
Tax Bill	$4,897 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-L50-000-014-00`

Property Details

APN / Parcel Number

Primary APN	`120-L50-000-014-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,000 sqft Building Perimeter
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	14,810 sqft (0.34 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	720 E CHANNEL DR
City	COLDWATER
State	MI
Zip	49036-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVES SHORES LOT 14 & N 1/2 LOT 15 SEC 7 T7S R5W
Legal Range	05W
Legal Township	07S
Legal Section	07
Legal Subdivision	LOVES SHORES
Legal Lot Number	14-15
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	1
Census Block	1021
Census Tract	951000

Owner

Source: Branch County records · APN 120-L50-000-014-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24655 COUNTY ROAD E50, STRYKER, OH 43557-9320
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 05, 2018	Intrafamily Transfer, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT
Oct 04, 2018	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Oct 04, 2018 · Amount on Record
Deed Document Number	20205538
Prior Transfer Date	Oct 02, 2018
Prior Transfer Doc	201806596
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 24, 2020
Property Address	720 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	202005538
Instrument Date	Aug 14, 2020
Instrument	2020-05538
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5012 HONORA DR, 5012, SYLVANIA, OH 43560-9704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24655 COUNTY ROAD E50, STRYKER, OH 43557-9320

Mortgage

Document Number	202005539
Date	Aug 24, 2020
Instrument	2020-05539

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Oct 05, 2018
Property Address	720 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	201806596
Instrument Date	Oct 02, 2018
Instrument	2018-06596
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5012 HONORA DR, SYLVANIA, OH 43560-9704

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 04, 2018
Property Address	720 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	201806538
Map Reference	LB5 PG38
Instrument Date	Oct 01, 2018
Instrument	2018-06538
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,388.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 E CHANNEL DR, 720, COLDWATER, MI 49036-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 HONORA DR, SYLVANIA, OH 43560-9704

Mortgage

Document Number	201806539
Date	Oct 04, 2018
Instrument	2018-06539

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,061 (+4.6%)	$318,122 (+4.6%)
2025	$4,897.00 (+5.33%)	$152,068	$304,136
2024	$4,649.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Lakeland Internet.

Based on FCC filings for 35 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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