716 E Channel Dr, Coldwater, MI 49036 Property Records

Branch County property record for 716 E Channel Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,097 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jul 1997)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-007-300-052-00`

Property Details

APN / Parcel Number

Primary APN	`120-007-300-052-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,097 sqft Building Perimeter
1st Floor Area	1,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	10,019 sqft (0.23 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	716 E CHANNEL DR
City	COLDWATER
State	MI
Zip	49036-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF LOT 15 OF LOVES SHORES TH S 43DEG 22MIN W 66 FT TO BEG TH S 51DEG 50MIN 20SEC E 150 FT TH S 43DEG 22MIN W 66
Legal Subdivision	LOVES SHORES
Legal Lot Number	15
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	1
Census Block	1021
Census Tract	951000

Owner

Source: Branch County records · APN 120-007-300-052-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	716 E CHANNEL DR, COLDWATER, MI 49036-9425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit MARSHALL COMMUNITY CREDIT UNION
Apr 07, 2020	Intrafamily Transfer, Transfer · Line of Credit MARSHALL COMMUNITY CU
Dec 14, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 1997 · Amount on Record
Deed Sale	Jul 30, 1997 · Amount on Record
Deed Book / Page	699 / 799
Last Transfer Date	Mar 19, 2020
Transfer Doc	0000001914
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	May 11, 2026
Property Address	716 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	0000002886
Instrument Date	May 01, 2026
Instrument	20262886
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002886,
Date	May 11, 2026
Instrument	20262886

Lender

Name	MARSHALL COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Apr 07, 2020
Property Address	716 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	202001914
Instrument Date	Mar 19, 2020
Instrument	2020-01914
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	BRANCH CNTY ABSTRACT & TTL I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 E CHANNEL DR, COLDWATER, MI 49036-9425

Mortgage

Document Number	202001916
Date	Apr 07, 2020
Instrument	2020-01916

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Mar 23, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	202001915
Date	Apr 07, 2020
Instrument	2020-01915

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 01, 2030

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	716 E CHANNEL DR, COLDWATER, MI 49036-9425
Transaction Type	Mortgage
Record Updated	Dec 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201808107
Date	Dec 14, 2018
Instrument	2018-08107

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2028

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,353 (+2.48%)	$250,706 (+2.48%)
2025	$1,942.00 (+6.53%)	$122,321	$244,642
2024	$1,823.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Lakeland Internet.

Based on FCC filings for 35 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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