712 E Channel Dr, Coldwater, MI 49036 Property Records

Branch County property record for 712 E Channel Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-007-300-030-00`

Property Details

APN / Parcel Number

Primary APN	`120-007-300-030-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,260 sqft Building Perimeter
1st Floor Area	720 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	12,197 sqft (0.28 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	712 E CHANNEL DR
City	COLDWATER
State	MI
Zip	49036-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 110 FT E & 178.57 FT N & N 43DEG 22MIN E 124.5 0 FT FR SW COR & TH N 57DEG 49MIN 50SEC W 87.09 FT & NWLY 120 FT TO C/L OF
Legal Range	05W
Legal Township	07S
Legal Section	07
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	1
Census Block	1021
Census Tract	951000

Owner

Source: Branch County records · APN 120-007-300-030-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	712 E CHANNEL DR, COLDWATER, MI 49036-9425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 01, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jun 21, 2018	Quit Claim Deed, Transfer QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	712 E CHANNEL DR, COLDWATER, MI 49036-9425
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E CHANNEL DR, CLOVERDALE, MI 49035

Mortgage

Document Number	0202205140
Date	Jul 26, 2022
Instrument	2022-05140

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Aug 01, 2030

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	712 E CHANNEL DR, COLDWATER, MI 49036-9425
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102316
Date	Apr 01, 2021
Instrument	2021-02316

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	96 Months
Due	Apr 01, 2029

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 21, 2018
Property Address	712 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	201804068
Instrument Date	Jun 14, 2018
Instrument	2018-04068
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 E CHANNEL DR, 712, LEONIDAS, MI 49066

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 E CHANNEL DR, LEONIDAS, MI 49066

Mortgage

Document Number	201804069
Date	Jun 21, 2018
Instrument	2018-04069

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	109 Months
Due	Jul 01, 2027

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,288 (+4.45%)	$278,576 (+4.45%)
2025	$2,233.00 (+6.59%)	$133,350	$266,700
2024	$2,095.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Lakeland Internet.

Based on FCC filings for 35 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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