734 E Channel Dr, Coldwater, MI 49036 Property Records

Branch County property record for 734 E Channel Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,412 sqft · built 1990
Lot Size	0.46 acres (20,038 sqft)
Owner	Company Name on File
Last Sale	$376,000 (Jan 2021)
Tax Bill	$8,456 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-L50-000-010-99`

Property Details

APN / Parcel Number

Primary APN	`120-L50-000-010-99`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,412 sqft Building Perimeter
1st Floor Area	2,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	20,038 sqft (0.46 acres)
Garage Area	928 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	734 E CHANNEL DR
City	COLDWATER
State	MI
Zip	49036-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 & 11 LOVES SHORES SEC 7 T7S R5W NEW FOR 2001 COMB 120-L50-000-010-00 & 120-L50-000-011-00
Legal Range	05W
Legal Township	07S
Legal Section	07
Legal Subdivision	LOVES SHORES
Legal Lot Number	10-11
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	1
Census Block	1021
Census Tract	951000

Owner

Source: Branch County records · APN 120-L50-000-010-99

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5011 CLEARCREEK TRL, YELLOW SPRINGS, OH 45387-9778
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Intrafamily Transfer, Transfer
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	Sep 24, 2013 · Amount on Record
Deed Document Number	2021265
Last Transfer Date	Dec 02, 2023
Transfer Doc	0202306851
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Dec 26, 2023
Property Address	734 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	0202306851
Map Reference	LB 5 PG 38
Instrument Date	Dec 02, 2023
Instrument	2023-06851
Transaction Type	Transfer
Record Updated	Jan 09, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5011 CLEARCREEK TRL, YELLOW SPRINGS, OH 45387-9778

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 12, 2021
Property Address	734 E CHANNEL DR, COLDWATER, MI 49036-9425
Document Number	202100265
Instrument Date	Jan 05, 2021
Instrument	2021-00265
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,236.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 E CHANNEL DR, 734, COLDWATER, MI 49036-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5011 CLEARCREEK TRL, YELLOW SPRINGS, OH 45387-9778

Mortgage

Document Number	202100266
Date	Jan 12, 2021
Instrument	2021-00266

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2041

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,719 (+4.47%)	$501,438 (+4.47%)
2025	$8,456.00 (+5.37%)	$239,984 (+42.25%)	$479,968 (+42.25%)
2024	$8,025.00
2023		$168,707	$337,414

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Lakeland Internet.

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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